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Upstart Holdings Inc stock is traded at $28.91, with a volume of 2.11M. It is up +2.07% in the last 24 hours and down -36.78% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
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Previous Close:
$28.44
Open:
$28.54
24h Volume:
2.11M
Relative Volume:
0.44
Market Cap:
$2.83B
Revenue:
$628.83M
Net Income/Loss:
$-128.58M
P/E Ratio:
-19.80
EPS:
-1.46
Net Cash Flow:
$176.34M
1W Performance:
-5.29%
1M Performance:
-36.78%
6M Performance:
-57.86%
1Y Performance:
-57.79%
1-Day Range:
Value
$28.50
$30.02
1-Week Range:
Value
$26.80
$30.90
52-Week Range:
Value
$26.80
$87.30

Upstart Holdings Inc Stock (UPST) Company Profile

Name
Name
Upstart Holdings Inc
Name
Phone
(650) 204-1000
Name
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Name
Employee
1,405
Name
Twitter
Name
Next Earnings Date
2025-02-11
Name
Latest SEC Filings
Name
UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
UPST
Upstart Holdings Inc
28.84 2.79B 628.83M -128.58M 176.34M -1.46
Credit Services icon
V
Visa Inc
315.60 601.95B 41.39B 20.59B 22.93B 10.55
Credit Services icon
MA
Mastercard Incorporated
511.04 454.28B 32.84B 14.97B 16.19B 16.52
Credit Services icon
AXP
American Express Co
330.71 224.58B 80.49B 10.76B 16.08B 15.38
Credit Services icon
COF
Capital One Financial Corp
206.71 128.64B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
45.30 43.57B 33.34B 5.23B 5.56B 5.4094

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date Action Analyst Rating Change
Feb-17-26 Upgrade Compass Point Sell → Neutral
Feb-13-26 Downgrade Citizens Mkt Perform → Mkt Underperform
Feb-13-26 Upgrade Goldman Sell → Neutral
Jan-06-26 Initiated Truist Buy
Aug-20-25 Upgrade JP Morgan Neutral → Overweight
Jul-14-25 Resumed Goldman Sell
Jun-24-25 Resumed Piper Sandler Overweight
Jun-12-25 Initiated Stephens Equal-Weight
Apr-29-25 Upgrade BofA Securities Underperform → Neutral
Feb-14-25 Upgrade Morgan Stanley Underweight → Equal-Weight
Feb-12-25 Upgrade B. Riley Securities Neutral → Buy
Feb-12-25 Upgrade JP Morgan Underweight → Neutral
Dec-13-24 Upgrade Needham Hold → Buy
Dec-03-24 Upgrade Redburn Atlantic Neutral → Buy
Dec-02-24 Downgrade JP Morgan Neutral → Underweight
Nov-11-24 Upgrade BTIG Research Sell → Neutral
Nov-08-24 Upgrade Citigroup Neutral → Buy
Nov-08-24 Upgrade JP Morgan Underweight → Neutral
Nov-08-24 Upgrade Piper Sandler Neutral → Overweight
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Aug-07-24 Upgrade Citigroup Sell → Neutral
Jul-31-24 Upgrade Mizuho Underperform → Outperform
Jun-07-24 Initiated BTIG Research Sell
Jun-04-24 Upgrade Redburn Atlantic Sell → Neutral
Apr-04-24 Initiated BofA Securities Underperform
Sep-25-23 Initiated Needham Hold
Jul-27-23 Initiated B. Riley Securities Neutral
Jun-14-23 Initiated BTIG Research Buy
Apr-11-23 Initiated JP Morgan Underweight
Mar-07-23 Initiated Compass Point Sell
Feb-15-23 Downgrade Citigroup Neutral → Sell
Feb-15-23 Upgrade Loop Capital Hold → Buy
Feb-03-23 Downgrade Loop Capital Buy → Hold
Nov-10-22 Downgrade BofA Securities Neutral → Underperform
Oct-25-22 Initiated Mizuho Underperform
Aug-11-22 Downgrade Atlantic Equities Neutral → Underweight
Jul-11-22 Downgrade Goldman Neutral → Sell
Jul-08-22 Downgrade JMP Securities Mkt Outperform → Mkt Perform
Jun-29-22 Downgrade Morgan Stanley Equal-Weight → Underweight
May-11-22 Downgrade Atlantic Equities Overweight → Neutral
May-11-22 Downgrade Barclays Overweight → Equal Weight
May-11-22 Downgrade BofA Securities Buy → Neutral
May-10-22 Downgrade Citigroup Buy → Neutral
May-10-22 Downgrade Goldman Buy → Neutral
May-10-22 Downgrade Piper Sandler Overweight → Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-12-22 Initiated FBN Securities Outperform
Apr-06-22 Initiated Loop Capital Buy
Apr-01-22 Initiated Stephens Equal-Weight
Mar-22-22 Downgrade Wedbush Neutral → Underperform
Feb-17-22 Upgrade BofA Securities Underperform → Buy
Dec-22-21 Initiated Wedbush Neutral
Dec-09-21 Initiated Morgan Stanley Equal-Weight
Dec-03-21 Upgrade Citigroup Neutral → Buy
Oct-26-21 Downgrade Jefferies Buy → Hold
Oct-18-21 Downgrade BofA Securities Buy → Underperform
Sep-20-21 Downgrade Citigroup Buy → Neutral
Sep-07-21 Initiated Atlantic Equities Overweight
Aug-13-21 Upgrade Barclays Equal Weight → Overweight
Aug-11-21 Upgrade Citigroup Neutral → Buy
Jul-12-21 Initiated Goldman Buy
Apr-27-21 Initiated Piper Sandler Overweight
Mar-18-21 Upgrade BofA Securities Neutral → Buy
Mar-18-21 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Jan-11-21 Initiated Barclays Equal Weight
Jan-11-21 Initiated BofA Securities Neutral
Jan-11-21 Initiated Goldman Neutral
Jan-11-21 Initiated JMP Securities Mkt Perform
Jan-11-21 Initiated Jefferies Buy
View All

Upstart Holdings Inc Stock (UPST) Latest News

pulisher
Feb 25, 2026

Upstart Holdings Hits Day Low of $27.04 Amid Price Pressure - Markets Mojo

Feb 25, 2026
pulisher
Feb 25, 2026

IonQ earnings on deck: Can quantum upstart justify growth strategy? By Investing.com - Investing.com South Africa

Feb 25, 2026
pulisher
Feb 25, 2026

Upstart: Well-Priced AI And Lending Play (NASDAQ:UPST) - Seeking Alpha

Feb 25, 2026
pulisher
Feb 25, 2026

Mortgage Rates Just Hit Their Lowest Point Since 2022 -- Here's What Stocks Could Be Winners - The Motley Fool

Feb 25, 2026
pulisher
Feb 25, 2026

Albermarle and Upstart have been highlighted as Zacks Bull and Bear of the Day - Yahoo Finance Singapore

Feb 25, 2026
pulisher
Feb 25, 2026

Upstart Launches Cash Line As Shares Trade Below Estimated Fair Value - Yahoo Finance

Feb 25, 2026
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Feb 25, 2026

Bear of the Day: Upstart (UPST) - Finviz

Feb 25, 2026
pulisher
Feb 25, 2026

Upstart (NASDAQ:UPST) Sets New 12-Month Low on Insider Selling - Defense World

Feb 25, 2026
pulisher
Feb 23, 2026

Upstart Holdings Inc. (UPST) counters unreliable and predatory credit lines with cash line - MSN

Feb 23, 2026
pulisher
Feb 23, 2026

Upstart Holdings Inc. (UPST) Counters Unreliable and Predatory Credit Lines with Cash Line - Insider Monkey

Feb 23, 2026
pulisher
Feb 23, 2026

Upstart taps Bayview, Wafra for over $500m in auto lending capital - Alternatives Watch

Feb 23, 2026
pulisher
Feb 22, 2026

Move Over, Upstart: Here's a Way Better Stock to Buy Today - Yahoo Finance

Feb 22, 2026
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Feb 22, 2026

Upstart Faces Rising Data Privacy Risks as Stricter Laws Drive Up Compliance Costs and Legal Exposure - TipRanks

Feb 22, 2026
pulisher
Feb 22, 2026

Upstart Stock Is Down 63% Over the Past Year. Here’s What’s Driving the Move - TIKR.com

Feb 22, 2026
pulisher
Feb 20, 2026

Upstart sells $333 million auto loan portfolio to Bayview By Investing.com - Investing.com Canada

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart secures $200M auto loan commitment from Wafra By Investing.com - Investing.com Nigeria

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart Enters Forward-Flow Agreement, Sells Auto Assets - marketscreener.com

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra - Investing News Network

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC - Investing News Network

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart sells $333 million auto loan portfolio to Bayview - Investing.com

Feb 20, 2026
pulisher
Feb 20, 2026

Analysts Conflicted on These Financial Names: Banco Macro SA (BMA) and Upstart Holdings (UPST) - The Globe and Mail

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart secures $200M auto loan forward-flow deal with Wafra - StreetInsider

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart sells $333 million auto loan portfolio to Bayview affiliates - StreetInsider

Feb 20, 2026
pulisher
Feb 20, 2026

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses - Business Wire

Feb 20, 2026
pulisher
Feb 20, 2026

Prediction: Upstart Stock Is Going to Double by the End of 2026 - AOL.com

Feb 20, 2026
pulisher
Feb 19, 2026

Compass Point upgrades Upstart (UPST) to neutral, ups PT to $30 citing ambitious 2028 outlook - MSN

Feb 19, 2026
pulisher
Feb 19, 2026

Upstart Holdings stock hits 52-week low at $29.61 - Investing.com Australia

Feb 19, 2026
pulisher
Feb 19, 2026

Upstart Holdings stock hits 52-week low at $29.61 By Investing.com - Investing.com South Africa

Feb 19, 2026
pulisher
Feb 19, 2026

Compass Point Upgrades Upstart (UPST) to Neutral, Ups PT to $30 Citing Ambitious 2028 Outlook - Bitget

Feb 19, 2026
pulisher
Feb 19, 2026

Silicon Valley fintech promotes Columbus leader to CTO - The Business Journals

Feb 19, 2026
pulisher
Feb 19, 2026

68% Gap Opens Between Upstart (UPST) Price and Wall Street Targets After Earnings Selloff - AOL.com

Feb 19, 2026
pulisher
Feb 19, 2026

Upstart repurchases $100M of shares - MSN

Feb 19, 2026
pulisher
Feb 19, 2026

Upstart Announces Major Share Repurchase Signaling Confidence - TipRanks

Feb 19, 2026
pulisher
Feb 19, 2026

Upstart Repurchases $100 Million of Shares - The Joplin Globe

Feb 19, 2026
pulisher
Feb 18, 2026

Citizens Reiterates Market Underperform Rating for UPST | UPST S - GuruFocus

Feb 18, 2026
pulisher
Feb 18, 2026

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference - 01net

Feb 18, 2026
pulisher
Feb 18, 2026

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock - sharewise.com

Feb 18, 2026
pulisher
Feb 18, 2026

Citizens downgrades Upstart Holdings (UPST) - MSN

Feb 18, 2026
pulisher
Feb 18, 2026

Upstart's Technology Has Taken The Next Step (Rating Upgrade) (NASDAQ:UPST) - Seeking Alpha

Feb 18, 2026
pulisher
Feb 18, 2026

Goldman Sachs upgrades Upstart Holdings (UPST) - MSN

Feb 18, 2026
pulisher
Feb 18, 2026

Why Upstart Stock Is Down More Than 13% Today - AOL.com

Feb 18, 2026
pulisher
Feb 18, 2026

New Strong Sell Stocks for February 18th - Yahoo Finance

Feb 18, 2026
pulisher
Feb 18, 2026

Upstart Launches Cash Line As Paul Gu Takes Helm And Valuation Lags - Yahoo Finance

Feb 18, 2026
pulisher
Feb 17, 2026

Upstart tumbles after guidance raises fears over funding execution - MSN

Feb 17, 2026
pulisher
Feb 17, 2026

Consumer Credit Health: A Leading Indicator for Financial Sector Performance - The Globe and Mail

Feb 17, 2026
pulisher
Feb 17, 2026

Upstart (UPST) Stock Trades Up, Here Is Why - Finviz

Feb 17, 2026
pulisher
Feb 17, 2026

Upstart Stock Up 4.8% After Neutral Rating & $30 Price TargetNews and Statistics - IndexBox

Feb 17, 2026
pulisher
Feb 17, 2026

Upstart (UPST) Launches Cash Line, Stock Rises 3.5% - GuruFocus

Feb 17, 2026
pulisher
Feb 17, 2026

Upstart Holdings Shares Rise After Compass Point Upgrade - marketscreener.com

Feb 17, 2026
pulisher
Feb 17, 2026

Upstart adds Cash Line revolving credit for consumers (UPST:NASDAQ) - Seeking Alpha

Feb 17, 2026

Upstart Holdings Inc Stock (UPST) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Upstart Holdings Inc Stock (UPST) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
Datta Sanjay
Chief Financial Officer
Feb 20 '26
Sale
29.86
7,982
238,375
276,688
Mirgorodskaya Natalia
See Remarks
Feb 20 '26
Sale
29.90
633
18,925
26,155
Darling Scott
Chief Legal Officer
Feb 20 '26
Sale
29.85
6,478
193,394
86,120
Darling Scott
Chief Legal Officer
Feb 20 '26
Sale
30.25
390
11,798
31,637
$187.72
price up icon 1.06%
$41.80
price up icon 0.90%
$48.85
price up icon 2.31%
$19.17
price up icon 0.20%
credit_services SYF
$73.25
price up icon 1.05%
$47.24
price up icon 0.22%
Cap:     |  Volume (24h):