28.56

1.01% -0.29

After Hours: 28.40 -0.16 -0.56%

Upstart Holdings Inc (UPST)

Overview News Price History Option Chain Financials Why UPST Down? Discussions Forecast

Upstart Holdings Inc stock is traded at $28.56, with a volume of 3.23M. It is down -1.01% in the last 24 hours and down -17.79% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Previous Close:

$28.85

Open:

$28.85

24h Volume:

3.23M

Relative Volume:

0.67

Market Cap:

$2.73B

Revenue:

$1.04B

Net Income/Loss:

$53.60M

P/E Ratio:

66.43

EPS:

0.4299

Net Cash Flow:

$-166.13M

1W Performance:

-3.22%

1M Performance:

-17.79%

6M Performance:

-23.00%

1Y Performance:

-37.41%

1-Day Range:

$28.32

$29.65

1-Week Range:

$26.77

$29.65

52-Week Range:

$23.96

$87.30

Upstart Holdings Inc Stock (UPST) Company Profile

Name

Upstart Holdings Inc

Sector

Financial (5918)

Industry

Credit Services (51)

Phone

(650) 204-1000

Address

2950 S. DELAWARE STREET, SUITE 410, SAN MATEO

Employee

1,405

Twitter

Next Earnings Date

2026-05-05

Latest SEC Filings

UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks	Price	Market Cap	Revenue	Net Income	Cash Flow	EPS
UPST Upstart Holdings Inc	28.56	2.76B	1.04B	53.60M	-166.13M	0.4299
V Visa Inc	328.88	629.71B	43.03B	22.04B	21.19B	11.37
MA Mastercard Incorporated	498.54	441.46B	34.01B	15.57B	16.65B	17.28
AXP American Express Co	311.78	211.32B	82.43B	11.15B	14.44B	16.03
COF Capital One Financial Corp	187.79	116.16B	74.99B	2.79B	27.29B	2.8368
PYPL Paypal Holdings Inc	44.23	39.08B	34.02B	5.06B	5.50B	5.3309

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Mar-16-26	Upgrade	BTIG Research	Neutral → Buy
Feb-17-26	Upgrade	Compass Point	Sell → Neutral
Feb-13-26	Downgrade	Citizens	Mkt Perform → Mkt Underperform
Feb-13-26	Upgrade	Goldman	Sell → Neutral
Jan-06-26	Initiated	Truist	Buy
Aug-20-25	Upgrade	JP Morgan	Neutral → Overweight
Jul-14-25	Resumed	Goldman	Sell
Jun-24-25	Resumed	Piper Sandler	Overweight
Jun-12-25	Initiated	Stephens	Equal-Weight
Apr-29-25	Upgrade	BofA Securities	Underperform → Neutral
Feb-14-25	Upgrade	Morgan Stanley	Underweight → Equal-Weight
Feb-12-25	Upgrade	B. Riley Securities	Neutral → Buy
Feb-12-25	Upgrade	JP Morgan	Underweight → Neutral
Dec-13-24	Upgrade	Needham	Hold → Buy
Dec-03-24	Upgrade	Redburn Atlantic	Neutral → Buy
Dec-02-24	Downgrade	JP Morgan	Neutral → Underweight
Nov-11-24	Upgrade	BTIG Research	Sell → Neutral
Nov-08-24	Upgrade	Citigroup	Neutral → Buy
Nov-08-24	Upgrade	JP Morgan	Underweight → Neutral
Nov-08-24	Upgrade	Piper Sandler	Neutral → Overweight
Oct-14-24	Upgrade	Wedbush	Underperform → Neutral
Aug-07-24	Upgrade	Citigroup	Sell → Neutral
Jul-31-24	Upgrade	Mizuho	Underperform → Outperform
Jun-07-24	Initiated	BTIG Research	Sell
Jun-04-24	Upgrade	Redburn Atlantic	Sell → Neutral
Apr-04-24	Initiated	BofA Securities	Underperform
Sep-25-23	Initiated	Needham	Hold
Jul-27-23	Initiated	B. Riley Securities	Neutral
Jun-14-23	Initiated	BTIG Research	Buy
Apr-11-23	Initiated	JP Morgan	Underweight
Mar-07-23	Initiated	Compass Point	Sell
Feb-15-23	Downgrade	Citigroup	Neutral → Sell
Feb-15-23	Upgrade	Loop Capital	Hold → Buy
Feb-03-23	Downgrade	Loop Capital	Buy → Hold
Nov-10-22	Downgrade	BofA Securities	Neutral → Underperform
Oct-25-22	Initiated	Mizuho	Underperform
Aug-11-22	Downgrade	Atlantic Equities	Neutral → Underweight
Jul-11-22	Downgrade	Goldman	Neutral → Sell
Jul-08-22	Downgrade	JMP Securities	Mkt Outperform → Mkt Perform
Jun-29-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
May-11-22	Downgrade	Atlantic Equities	Overweight → Neutral
May-11-22	Downgrade	Barclays	Overweight → Equal Weight
May-11-22	Downgrade	BofA Securities	Buy → Neutral
May-10-22	Downgrade	Citigroup	Buy → Neutral
May-10-22	Downgrade	Goldman	Buy → Neutral
May-10-22	Downgrade	Piper Sandler	Overweight → Neutral
May-10-22	Downgrade	Stephens	Equal-Weight → Underweight
Apr-12-22	Initiated	FBN Securities	Outperform
Apr-06-22	Initiated	Loop Capital	Buy
Apr-01-22	Initiated	Stephens	Equal-Weight
Mar-22-22	Downgrade	Wedbush	Neutral → Underperform
Feb-17-22	Upgrade	BofA Securities	Underperform → Buy
Dec-22-21	Initiated	Wedbush	Neutral
Dec-09-21	Initiated	Morgan Stanley	Equal-Weight
Dec-03-21	Upgrade	Citigroup	Neutral → Buy
Oct-26-21	Downgrade	Jefferies	Buy → Hold
Oct-18-21	Downgrade	BofA Securities	Buy → Underperform
Sep-20-21	Downgrade	Citigroup	Buy → Neutral
Sep-07-21	Initiated	Atlantic Equities	Overweight
Aug-13-21	Upgrade	Barclays	Equal Weight → Overweight
Aug-11-21	Upgrade	Citigroup	Neutral → Buy
Jul-12-21	Initiated	Goldman	Buy
Apr-27-21	Initiated	Piper Sandler	Overweight
Mar-18-21	Upgrade	BofA Securities	Neutral → Buy
Mar-18-21	Upgrade	JMP Securities	Mkt Perform → Mkt Outperform
Jan-11-21	Initiated	Barclays	Equal Weight
Jan-11-21	Initiated	BofA Securities	Neutral
Jan-11-21	Initiated	Goldman	Neutral
Jan-11-21	Initiated	JMP Securities	Mkt Perform
Jan-11-21	Initiated	Jefferies	Buy

View All

Upstart Holdings Inc Stock (UPST) Latest News

05:35 AM

Upstart Shows Signs of Recovery in Credit Platform - Intellectia AI

05:35 AM

05:05 AM

Could Upstart Stock Double in 5 Years? - Yahoo Finance

05:05 AM

May 23, 2026

Upstart (UPST) Appoints Tim Wennes to Board of Directors, Succeeding Jeff Huber - Insider Monkey

May 23, 2026

UPST SHAREHOLDER ACTION REMINDER: Faruqi & Faruqi, LLP Reminds Upstart (UPST) Investors of Securities Class Action Deadline on June 8, 2026 - TMX Newsfile

May 23, 2026

May 22, 2026

Upstart Holdings president Datta sells $229,739 of common stock By Investing.com - Investing.com Australia

May 22, 2026

Natalia Mirgorodskaya Sells 526 Shares of Upstart (NASDAQ:UPST) Stock - MarketBeat

May 22, 2026

Upstart Holdings president Datta sells $229,739 of common stock - Investing.com

May 22, 2026

Insider Selling: Upstart (NASDAQ:UPST) Insider Sells $229,728.45 in Stock - MarketBeat

May 22, 2026

Upstart (NASDAQ: UPST) CLO sells 6,634 shares for RSU tax withholding - Stock Titan

May 22, 2026

Upstart (NASDAQ: UPST) executive sells 7,985 shares to cover RSU tax withholding - Stock Titan

May 22, 2026

Upstart (NASDAQ: UPST) officer sells 526 shares to cover RSU tax - Stock Titan

May 22, 2026

UPST STOCKHOLDER ALERT: Bronstein, Gewirtz and Grossman, LLC Announces that Upstart Holdings, Inc. Investors with Losses Have Opportunity to Lead Class Action Lawsuit! - ACCESS Newswire

May 22, 2026

Why Upstart (UPST) Still Has an AI-Lending Moonshot Case - Insider Monkey

May 22, 2026

May 21, 2026

ROSEN, SKILLED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel ... - Caledonian Record

May 21, 2026

ROSEN, SKILLED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action – UPST - GlobeNewswire Inc.

May 21, 2026

Robbins LLP Encourages UPST Investors to Contact the Firm - GlobeNewswire

May 21, 2026

Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference - 01net

May 21, 2026

Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference - Business Wire

May 21, 2026

Pomerantz Law Firm Announces the Filing of a Class Action Against Upstart Holdings, Inc. and Certain OfficersUPST - PR Newswire

May 21, 2026

Bronstein, Gewirtz & Grossman LLC Urges Upstart Holdings, - GlobeNewswire

May 21, 2026

UPST Investor Alert: Upstart Holdings Securities Fraud LawsuitInvestors With Losses May Seek to Lead the Class Action After Company Allegedly Violated Disclosure Obligations: SueWallSt - PR Newswire

May 21, 2026

UPST Stock Chart | UPSTART HOLDINGS INC (NASDAQ:UPST) - ChartMill

May 21, 2026

May 20, 2026

Upstart Holdings (UPST) price target decreased by 10.53% to 41.00 - MSN

May 20, 2026

Upstart Holdings stock (US91680M1071): AI lender under pressure after weak Q1 and cautious outlook - AD HOC NEWS

May 20, 2026

UPSTART HOLDINGS INVESTOR ALERT: Bragar Eagel & Squire, - GlobeNewswire

May 20, 2026

Upstart (UPST) Rule 144 notice: restricted stock lapse and recent insider dispositions - Stock Titan

May 20, 2026

Upstart Holdings (NASDAQ: UPST) proposed sale of 7,985 restricted shares - Stock Titan

May 20, 2026

[144] Upstart Holdings, Inc. SEC Filing - Stock Titan

May 20, 2026

DEADLINE ALERT: Upstart Holdings (UPST) Investors Who Suffered Losses Encouraged to Contact Faruqi & Faruqi Before June 8, 2026 Securities Class Action Deadline - marketscreener.com

May 20, 2026

Upstart Just Applied for a National Bank Charter After a Tough Quarter. Could That Change the AI Lending Story? - The Globe and Mail

May 19, 2026

Upstart Holdings Inc at JPMorgan Global Technology, Media and Communications Conference Transcript - GuruFocus

May 19, 2026

Upstart Appoints Former Santander US CEO Tim Wennes to Board of Directors, Replacing Jeff Huber - Minichart

May 19, 2026

symbol__ Stock Quote Price and Forecast - CNN

May 19, 2026

Is Upstart Stock a Buy After the CEO Purchased Shares Worth $1.4 Million? - The Globe and Mail

May 19, 2026

Upstart appoints Tim Wennes to board of directors - Investing.com UK

May 19, 2026