40.67

4.05% 1.65

Upstart Holdings Inc (UPST)

Overview News Price History Option Chain Financials Why UPST Down? Discussions Forecast

Upstart Holdings Inc stock is traded at $40.67, with a volume of 2.97M. It is up +4.05% in the last 24 hours and down -22.95% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Previous Close:

$39.02

Open:

$38.92

24h Volume:

2.97M

Relative Volume:

0.42

Market Cap:

$3.96B

Revenue:

$628.83M

Net Income/Loss:

$-128.58M

P/E Ratio:

-27.86

EPS:

-1.46

Net Cash Flow:

$176.34M

1W Performance:

+7.10%

1M Performance:

-22.95%

6M Performance:

-10.30%

1Y Performance:

-48.94%

1-Day Range:

$38.64

$41.10

1-Week Range:

$34.23

$41.10

52-Week Range:

$31.40

$96.43

Upstart Holdings Inc Stock (UPST) Company Profile

Name

Upstart Holdings Inc

Sector

Financial (5542)

Industry

Credit Services (51)

Phone

(650) 204-1000

Address

2950 S. DELAWARE STREET, SUITE 410, SAN MATEO

Employee

1,193

Twitter

Next Earnings Date

2025-02-11

Latest SEC Filings

UPST's Discussions on Twitter

Compare UPST with other stocks

Stocks	Price	Market Cap	Revenue	Net Income	Cash Flow	EPS
UPST Upstart Holdings Inc	40.66	3.80B	628.83M	-128.58M	176.34M	-1.46
V Visa Inc	334.61	635.52B	40.00B	19.85B	21.58B	10.10
MA Mastercard Incorporated	548.74	482.99B	31.50B	14.25B	16.12B	15.64
AXP American Express Co	361.59	245.18B	78.65B	10.47B	18.94B	14.89
COF Capital One Financial Corp	214.46	132.77B	62.75B	1.35B	20.85B	2.3579
PYPL Paypal Holdings Inc	61.59	56.66B	32.91B	4.92B	5.57B	4.9845

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Aug-20-25	Upgrade	JP Morgan	Neutral → Overweight
Jul-14-25	Resumed	Goldman	Sell
Jun-24-25	Resumed	Piper Sandler	Overweight
Jun-12-25	Initiated	Stephens	Equal-Weight
Apr-29-25	Upgrade	BofA Securities	Underperform → Neutral
Feb-14-25	Upgrade	Morgan Stanley	Underweight → Equal-Weight
Feb-12-25	Upgrade	B. Riley Securities	Neutral → Buy
Feb-12-25	Upgrade	JP Morgan	Underweight → Neutral
Dec-13-24	Upgrade	Needham	Hold → Buy
Dec-03-24	Upgrade	Redburn Atlantic	Neutral → Buy
Dec-02-24	Downgrade	JP Morgan	Neutral → Underweight
Nov-11-24	Upgrade	BTIG Research	Sell → Neutral
Nov-08-24	Upgrade	Citigroup	Neutral → Buy
Nov-08-24	Upgrade	JP Morgan	Underweight → Neutral
Nov-08-24	Upgrade	Piper Sandler	Neutral → Overweight
Oct-14-24	Upgrade	Wedbush	Underperform → Neutral
Aug-07-24	Upgrade	Citigroup	Sell → Neutral
Jul-31-24	Upgrade	Mizuho	Underperform → Outperform
Jun-07-24	Initiated	BTIG Research	Sell
Jun-04-24	Upgrade	Redburn Atlantic	Sell → Neutral
Apr-04-24	Initiated	BofA Securities	Underperform
Sep-25-23	Initiated	Needham	Hold
Jul-27-23	Initiated	B. Riley Securities	Neutral
Jun-14-23	Initiated	BTIG Research	Buy
Apr-11-23	Initiated	JP Morgan	Underweight
Mar-07-23	Initiated	Compass Point	Sell
Feb-15-23	Downgrade	Citigroup	Neutral → Sell
Feb-15-23	Upgrade	Loop Capital	Hold → Buy
Feb-03-23	Downgrade	Loop Capital	Buy → Hold
Nov-10-22	Downgrade	BofA Securities	Neutral → Underperform
Oct-25-22	Initiated	Mizuho	Underperform
Aug-11-22	Downgrade	Atlantic Equities	Neutral → Underweight
Jul-11-22	Downgrade	Goldman	Neutral → Sell
Jul-08-22	Downgrade	JMP Securities	Mkt Outperform → Mkt Perform
Jun-29-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
May-11-22	Downgrade	Atlantic Equities	Overweight → Neutral
May-11-22	Downgrade	Barclays	Overweight → Equal Weight
May-11-22	Downgrade	BofA Securities	Buy → Neutral
May-10-22	Downgrade	Citigroup	Buy → Neutral
May-10-22	Downgrade	Goldman	Buy → Neutral
May-10-22	Downgrade	Piper Sandler	Overweight → Neutral
May-10-22	Downgrade	Stephens	Equal-Weight → Underweight
Apr-12-22	Initiated	FBN Securities	Outperform
Apr-06-22	Initiated	Loop Capital	Buy
Apr-01-22	Initiated	Stephens	Equal-Weight
Mar-22-22	Downgrade	Wedbush	Neutral → Underperform
Feb-17-22	Upgrade	BofA Securities	Underperform → Buy
Dec-22-21	Initiated	Wedbush	Neutral
Dec-09-21	Initiated	Morgan Stanley	Equal-Weight
Dec-03-21	Upgrade	Citigroup	Neutral → Buy
Oct-26-21	Downgrade	Jefferies	Buy → Hold
Oct-18-21	Downgrade	BofA Securities	Buy → Underperform
Sep-20-21	Downgrade	Citigroup	Buy → Neutral
Sep-07-21	Initiated	Atlantic Equities	Overweight
Aug-13-21	Upgrade	Barclays	Equal Weight → Overweight
Aug-11-21	Upgrade	Citigroup	Neutral → Buy
Jul-12-21	Initiated	Goldman	Buy
Apr-27-21	Initiated	Piper Sandler	Overweight
Mar-18-21	Upgrade	BofA Securities	Neutral → Buy
Mar-18-21	Upgrade	JMP Securities	Mkt Perform → Mkt Outperform
Jan-11-21	Initiated	Barclays	Equal Weight
Jan-11-21	Initiated	BofA Securities	Neutral
Jan-11-21	Initiated	Goldman	Neutral
Jan-11-21	Initiated	JMP Securities	Mkt Perform
Jan-11-21	Initiated	Jefferies	Buy

View All

Upstart Holdings Inc Stock (UPST) Latest News

11:10 AM

PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup? - TradingView

11:10 AM

Nov 24, 2025

Upstart, DigitalOcean, AppLovin, SoundHound AI, and Twilio Shares Are Soaring, What You Need To Know - The Globe and Mail

Nov 24, 2025

Upstart Holdings Insider Sold Shares Worth $498,323, According to a Recent SEC Filing - MarketScreener

Nov 24, 2025

Sierra Summit Advisors LLC Makes New $991,000 Investment in Upstart Holdings, Inc. $UPST - MarketBeat

Nov 24, 2025