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Upstart Holdings Inc stock is traded at $38.01, with a volume of 1.85M. It is down -4.01% in the last 24 hours and down -16.88% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
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Previous Close:
$39.69
Open:
$39.95
24h Volume:
1.85M
Relative Volume:
0.37
Market Cap:
$3.70B
Revenue:
$628.83M
Net Income/Loss:
$-128.58M
P/E Ratio:
-26.03
EPS:
-1.46
Net Cash Flow:
$176.34M
1W Performance:
-15.71%
1M Performance:
-16.88%
6M Performance:
-51.91%
1Y Performance:
-39.69%
1-Day Range:
Value
$37.99
$40.20
1-Week Range:
Value
$38.03
$45.86
52-Week Range:
Value
$31.40
$96.43

Upstart Holdings Inc Stock (UPST) Company Profile

Name
Name
Upstart Holdings Inc
Name
Phone
(650) 204-1000
Name
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Name
Employee
1,193
Name
Twitter
Name
Next Earnings Date
2025-02-11
Name
Latest SEC Filings
Name
UPST's Discussions on Twitter

Compare UPST with other stocks

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
UPST
Upstart Holdings Inc
38.02 3.86B 628.83M -128.58M 176.34M -1.46
Credit Services icon
V
Visa Inc
331.50 642.05B 41.39B 20.59B 22.93B 10.55
Credit Services icon
MA
Mastercard Incorporated
556.34 495.63B 32.82B 14.97B 16.19B 16.52
Credit Services icon
AXP
American Express Co
348.34 242.04B 80.48B 10.76B 18.94B 15.38
Credit Services icon
COF
Capital One Financial Corp
220.31 139.82B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
41.92 48.96B 32.91B 4.92B 5.57B 4.9845

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date Action Analyst Rating Change
Jan-06-26 Initiated Truist Buy
Aug-20-25 Upgrade JP Morgan Neutral → Overweight
Jul-14-25 Resumed Goldman Sell
Jun-24-25 Resumed Piper Sandler Overweight
Jun-12-25 Initiated Stephens Equal-Weight
Apr-29-25 Upgrade BofA Securities Underperform → Neutral
Feb-14-25 Upgrade Morgan Stanley Underweight → Equal-Weight
Feb-12-25 Upgrade B. Riley Securities Neutral → Buy
Feb-12-25 Upgrade JP Morgan Underweight → Neutral
Dec-13-24 Upgrade Needham Hold → Buy
Dec-03-24 Upgrade Redburn Atlantic Neutral → Buy
Dec-02-24 Downgrade JP Morgan Neutral → Underweight
Nov-11-24 Upgrade BTIG Research Sell → Neutral
Nov-08-24 Upgrade Citigroup Neutral → Buy
Nov-08-24 Upgrade JP Morgan Underweight → Neutral
Nov-08-24 Upgrade Piper Sandler Neutral → Overweight
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Aug-07-24 Upgrade Citigroup Sell → Neutral
Jul-31-24 Upgrade Mizuho Underperform → Outperform
Jun-07-24 Initiated BTIG Research Sell
Jun-04-24 Upgrade Redburn Atlantic Sell → Neutral
Apr-04-24 Initiated BofA Securities Underperform
Sep-25-23 Initiated Needham Hold
Jul-27-23 Initiated B. Riley Securities Neutral
Jun-14-23 Initiated BTIG Research Buy
Apr-11-23 Initiated JP Morgan Underweight
Mar-07-23 Initiated Compass Point Sell
Feb-15-23 Downgrade Citigroup Neutral → Sell
Feb-15-23 Upgrade Loop Capital Hold → Buy
Feb-03-23 Downgrade Loop Capital Buy → Hold
Nov-10-22 Downgrade BofA Securities Neutral → Underperform
Oct-25-22 Initiated Mizuho Underperform
Aug-11-22 Downgrade Atlantic Equities Neutral → Underweight
Jul-11-22 Downgrade Goldman Neutral → Sell
Jul-08-22 Downgrade JMP Securities Mkt Outperform → Mkt Perform
Jun-29-22 Downgrade Morgan Stanley Equal-Weight → Underweight
May-11-22 Downgrade Atlantic Equities Overweight → Neutral
May-11-22 Downgrade Barclays Overweight → Equal Weight
May-11-22 Downgrade BofA Securities Buy → Neutral
May-10-22 Downgrade Citigroup Buy → Neutral
May-10-22 Downgrade Goldman Buy → Neutral
May-10-22 Downgrade Piper Sandler Overweight → Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-12-22 Initiated FBN Securities Outperform
Apr-06-22 Initiated Loop Capital Buy
Apr-01-22 Initiated Stephens Equal-Weight
Mar-22-22 Downgrade Wedbush Neutral → Underperform
Feb-17-22 Upgrade BofA Securities Underperform → Buy
Dec-22-21 Initiated Wedbush Neutral
Dec-09-21 Initiated Morgan Stanley Equal-Weight
Dec-03-21 Upgrade Citigroup Neutral → Buy
Oct-26-21 Downgrade Jefferies Buy → Hold
Oct-18-21 Downgrade BofA Securities Buy → Underperform
Sep-20-21 Downgrade Citigroup Buy → Neutral
Sep-07-21 Initiated Atlantic Equities Overweight
Aug-13-21 Upgrade Barclays Equal Weight → Overweight
Aug-11-21 Upgrade Citigroup Neutral → Buy
Jul-12-21 Initiated Goldman Buy
Apr-27-21 Initiated Piper Sandler Overweight
Mar-18-21 Upgrade BofA Securities Neutral → Buy
Mar-18-21 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Jan-11-21 Initiated Barclays Equal Weight
Jan-11-21 Initiated BofA Securities Neutral
Jan-11-21 Initiated Goldman Neutral
Jan-11-21 Initiated JMP Securities Mkt Perform
Jan-11-21 Initiated Jefferies Buy
View All

Upstart Holdings Inc Stock (UPST) Latest News

pulisher
Feb 02, 2026

Swing Trade: Is Upstart Holdings Inc a good ESG investmentDividend Hike & Growth Focused Entry Reports - baoquankhu1.vn

Feb 02, 2026
pulisher
Jan 30, 2026

Upstart Review February 2026 - credible.com

Jan 30, 2026
pulisher
Jan 30, 2026

Upstart’s Annual Report Date Confirmed as Market Awaits AI Lender’s Performance - AD HOC NEWS

Jan 30, 2026
pulisher
Jan 30, 2026

Rate Cut: Does Upstart Holdings Inc align with a passive investing strategyQuarterly Portfolio Summary & Weekly Chart Analysis and Trade Guides - baoquankhu1.vn

Jan 30, 2026
pulisher
Jan 30, 2026

Does Pagaya's Asset-Light Strategy Help Reduce Credit Risk? - The Globe and Mail

Jan 30, 2026
pulisher
Jan 29, 2026

Oracle, Upstart, Upland Software, Zoom, and GoDaddy Stocks Trade Down, What You Need To Know - Yahoo Finance

Jan 29, 2026
pulisher
Jan 29, 2026

Will Upstart Holdings Inc. outperform during market ralliesJuly 2025 Weekly Recap & Free Weekly Watchlist of Top Performers - mfd.ru

Jan 29, 2026
pulisher
Jan 29, 2026

Upstart And Rize Credit Union Tie AI Lending To Volatile Stock Story - Yahoo Finance

Jan 29, 2026
pulisher
Jan 29, 2026

Upstart Expands California Reach As Rize Partnership Meets Weak Share Momentum - simplywall.st

Jan 29, 2026
pulisher
Jan 29, 2026

Is Upstart Holdings (UPST) Pricing Reflect Its AI Lending Prospects After Recent Share Price Slide - Yahoo Finance

Jan 29, 2026
pulisher
Jan 29, 2026

Prediction: 2026 Will Be the Year of Upstart - Finviz

Jan 29, 2026
pulisher
Jan 29, 2026

Prediction: 2026 Will Be the Year of Upstart - The Motley Fool

Jan 29, 2026
pulisher
Jan 28, 2026

Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note - sharewise.com

Jan 28, 2026
pulisher
Jan 28, 2026

1 Profitable Stock with Impressive Fundamentals and 2 Facing Headwinds - Finviz

Jan 28, 2026
pulisher
Jan 28, 2026

2 Growth Stocks to Stash and 1 We Turn Down - Finviz

Jan 28, 2026
pulisher
Jan 27, 2026

If You Buy Upstart With $10,000 in 2026, Will You Become a Millionaire in 25 Years? - Finviz

Jan 27, 2026
pulisher
Jan 27, 2026

Pre-Q4 Earnings: Is SoFi Technologies Stock a Portfolio Must-Have? - Finviz

Jan 27, 2026
pulisher
Jan 27, 2026

Analysts Offer Insights on Financial Companies: Upstart Holdings (UPST), Selective Insurance Group (SIGI) and Webster Financial (WBS) - The Globe and Mail

Jan 27, 2026
pulisher
Jan 27, 2026

Upstart: The Hidden Asset Behind The Sell-Off (NASDAQ:UPST) - Seeking Alpha

Jan 27, 2026
pulisher
Jan 26, 2026

BTIG maintains Neutral rating on Upstart stock amid credit improvements By Investing.com - Investing.com South Africa

Jan 26, 2026
pulisher
Jan 26, 2026

Organic baby food upstart Once Upon A Farm aims for a $764M valuation in IPO (OFRM:Pending) - Seeking Alpha

Jan 26, 2026
pulisher
Jan 26, 2026

BTIG maintains Neutral rating on Upstart stock amid credit improvements - Investing.com

Jan 26, 2026
pulisher
Jan 26, 2026

BTIG on Upstart Holdings Inc (UPST): 'We expect 4Q25 credit to be better than 3Q25' - StreetInsider

Jan 26, 2026
pulisher
Jan 25, 2026

Discipline and Rules-Based Execution in UPST Response - Stock Traders Daily

Jan 25, 2026
pulisher
Jan 24, 2026

Upstart Holdings, Inc. (UPST) stock sinks as market gains: What you should know - MSN

Jan 24, 2026
pulisher
Jan 23, 2026

SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2026-2030 (Jan 23) - 24/7 Wall St.

Jan 23, 2026
pulisher
Jan 23, 2026

Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: What You Should Know - Yahoo Finance

Jan 23, 2026
pulisher
Jan 23, 2026

How Investors May Respond To Upstart Holdings (UPST) Expanding Its AI Lending Network With Rize Partnership - Yahoo Finance

Jan 23, 2026
pulisher
Jan 23, 2026

Top Automotive Stocks To Keep An Eye OnJanuary 5th - MarketBeat

Jan 23, 2026
pulisher
Jan 23, 2026

Is Upstart Stock Your Ticket to Becoming a Millionaire? - Yahoo Finance

Jan 23, 2026
pulisher
Jan 22, 2026

Upstart's Credit Union Partnerships Soar: Will it Fuel Revenue Growth? - Nasdaq

Jan 22, 2026
pulisher
Jan 22, 2026

March 6th Options Now Available For Upstart Holdings (UPST) - Nasdaq

Jan 22, 2026
pulisher
Jan 22, 2026

Upstart Holdings Inc (UPST) Shares Up 3.36% on Jan 22 - GuruFocus

Jan 22, 2026
pulisher
Jan 22, 2026

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know - Yahoo Finance

Jan 22, 2026
pulisher
Jan 22, 2026

Stocks making big moves yesterday: Micron, Regions Financial, Xerox, Lucid, and Upstart - Yahoo Finance

Jan 22, 2026
pulisher
Jan 21, 2026

PayPal vs. Upstart: Which Fintech Stock is the Better Buy Now? - Finviz

Jan 21, 2026
pulisher
Jan 21, 2026

Upstart (UPST) Stock Is Up, What You Need To Know - Finviz

Jan 21, 2026
pulisher
Jan 21, 2026

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California - marketscreener.com

Jan 21, 2026
pulisher
Jan 21, 2026

AI lender Upstart teams with Rize Credit Union on California personal loans - Stock Titan

Jan 21, 2026
pulisher
Jan 21, 2026

Upstart (UPST) Slashes 7.7% on $500-Million Fundraising Program - MSN

Jan 21, 2026
pulisher
Jan 20, 2026

Why Analysts See Upstart Holdings (UPST) Story Shifting As GenAI And Credit Risks Collide - Yahoo Finance

Jan 20, 2026
pulisher
Jan 20, 2026

MongoDB, C3.ai, LiveRamp, Upstart, and DigitalOcean Shares Plummet, What You Need To Know - Yahoo Finance

Jan 20, 2026
pulisher
Jan 20, 2026

Assessing Upstart Holdings (UPST) Valuation As Recent Returns Contrast With Rich Earnings Multiple - Yahoo Finance

Jan 20, 2026
pulisher
Jan 20, 2026

Insider-Owned Growth Stocks Poised For Success In January 2026 - simplywall.st

Jan 20, 2026
pulisher
Jan 18, 2026

Upstart Holdings, Inc. Reports Strong Revenue Growth and Profitability - MSN

Jan 18, 2026
pulisher
Jan 16, 2026

What's Driving the Market Sentiment Around Upstart Holdings Inc? - Benzinga

Jan 16, 2026

Upstart Holdings Inc Stock (UPST) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Upstart Holdings Inc Stock (UPST) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
Darling Scott
Chief Legal Officer
Jan 05 '26
Option Exercise
13.22
1,000
13,220
93,598
Darling Scott
Chief Legal Officer
Jan 05 '26
Sale
50.00
1,000
50,000
17,435
credit_services OMF
$63.77
price down icon 2.39%
$41.76
price down icon 1.00%
$60.26
price down icon 2.76%
credit_services SYF
$73.31
price down icon 0.30%
$21.16
price down icon 4.19%
$41.57
price down icon 20.55%
Cap:     |  Volume (24h):