47.54

0.04% 0.02

After Hours: 47.43 -0.11 -0.23%

Upstart Holdings Inc (UPST)

Overview News Price History Option Chain Financials Why UPST Down? Discussions Forecast

Upstart Holdings Inc stock is traded at $47.54, with a volume of 6.25M. It is up +0.04% in the last 24 hours and down -8.51% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Previous Close:

$47.52

Open:

$47.49

24h Volume:

6.25M

Relative Volume:

0.86

Market Cap:

$4.57B

Revenue:

$628.83M

Net Income/Loss:

$-128.58M

P/E Ratio:

-32.56

EPS:

-1.46

Net Cash Flow:

$176.34M

1W Performance:

-9.86%

1M Performance:

-8.51%

6M Performance:

-5.07%

1Y Performance:

-1.94%

1-Day Range:

$46.75

$48.69

1-Week Range:

$44.65

$53.18

52-Week Range:

$31.40

$96.43

Upstart Holdings Inc Stock (UPST) Company Profile

Name

Upstart Holdings Inc

Sector

Financial (5482)

Industry

Credit Services (50)

Phone

(650) 204-1000

Address

2950 S. DELAWARE STREET, SUITE 410, SAN MATEO

Employee

1,193

Twitter

Next Earnings Date

2025-02-11

Latest SEC Filings

UPST's Discussions on Twitter

Compare UPST with other stocks

Stocks	Price	Market Cap	Revenue	Net Income	Cash Flow	EPS
UPST Upstart Holdings Inc	47.54	4.57B	628.83M	-128.58M	176.34M	-1.46
V Visa Inc	336.90	658.74B	40.00B	19.90B	21.58B	10.13
MA Mastercard Incorporated	544.07	495.68B	31.50B	14.25B	16.12B	15.64
AXP American Express Co	361.62	248.49B	78.65B	10.47B	18.94B	14.89
COF Capital One Financial Corp	221.70	139.85B	56.93B	-60.00M	18.22B	1.9419
PYPL Paypal Holdings Inc	68.34	64.81B	32.91B	4.92B	5.57B	4.9845

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Aug-20-25	Upgrade	JP Morgan	Neutral → Overweight
Jul-14-25	Resumed	Goldman	Sell
Jun-24-25	Resumed	Piper Sandler	Overweight
Jun-12-25	Initiated	Stephens	Equal-Weight
Apr-29-25	Upgrade	BofA Securities	Underperform → Neutral
Feb-14-25	Upgrade	Morgan Stanley	Underweight → Equal-Weight
Feb-12-25	Upgrade	B. Riley Securities	Neutral → Buy
Feb-12-25	Upgrade	JP Morgan	Underweight → Neutral
Dec-13-24	Upgrade	Needham	Hold → Buy
Dec-03-24	Upgrade	Redburn Atlantic	Neutral → Buy
Dec-02-24	Downgrade	JP Morgan	Neutral → Underweight
Nov-11-24	Upgrade	BTIG Research	Sell → Neutral
Nov-08-24	Upgrade	Citigroup	Neutral → Buy
Nov-08-24	Upgrade	JP Morgan	Underweight → Neutral
Nov-08-24	Upgrade	Piper Sandler	Neutral → Overweight
Oct-14-24	Upgrade	Wedbush	Underperform → Neutral
Aug-07-24	Upgrade	Citigroup	Sell → Neutral
Jul-31-24	Upgrade	Mizuho	Underperform → Outperform
Jun-07-24	Initiated	BTIG Research	Sell
Jun-04-24	Upgrade	Redburn Atlantic	Sell → Neutral
Apr-04-24	Initiated	BofA Securities	Underperform
Sep-25-23	Initiated	Needham	Hold
Jul-27-23	Initiated	B. Riley Securities	Neutral
Jun-14-23	Initiated	BTIG Research	Buy
Apr-11-23	Initiated	JP Morgan	Underweight
Mar-07-23	Initiated	Compass Point	Sell
Feb-15-23	Downgrade	Citigroup	Neutral → Sell
Feb-15-23	Upgrade	Loop Capital	Hold → Buy
Feb-03-23	Downgrade	Loop Capital	Buy → Hold
Nov-10-22	Downgrade	BofA Securities	Neutral → Underperform
Oct-25-22	Initiated	Mizuho	Underperform
Aug-11-22	Downgrade	Atlantic Equities	Neutral → Underweight
Jul-11-22	Downgrade	Goldman	Neutral → Sell
Jul-08-22	Downgrade	JMP Securities	Mkt Outperform → Mkt Perform
Jun-29-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
May-11-22	Downgrade	Atlantic Equities	Overweight → Neutral
May-11-22	Downgrade	Barclays	Overweight → Equal Weight
May-11-22	Downgrade	BofA Securities	Buy → Neutral
May-10-22	Downgrade	Citigroup	Buy → Neutral
May-10-22	Downgrade	Goldman	Buy → Neutral
May-10-22	Downgrade	Piper Sandler	Overweight → Neutral
May-10-22	Downgrade	Stephens	Equal-Weight → Underweight
Apr-12-22	Initiated	FBN Securities	Outperform
Apr-06-22	Initiated	Loop Capital	Buy
Apr-01-22	Initiated	Stephens	Equal-Weight
Mar-22-22	Downgrade	Wedbush	Neutral → Underperform
Feb-17-22	Upgrade	BofA Securities	Underperform → Buy
Dec-22-21	Initiated	Wedbush	Neutral
Dec-09-21	Initiated	Morgan Stanley	Equal-Weight
Dec-03-21	Upgrade	Citigroup	Neutral → Buy
Oct-26-21	Downgrade	Jefferies	Buy → Hold
Oct-18-21	Downgrade	BofA Securities	Buy → Underperform
Sep-20-21	Downgrade	Citigroup	Buy → Neutral
Sep-07-21	Initiated	Atlantic Equities	Overweight
Aug-13-21	Upgrade	Barclays	Equal Weight → Overweight
Aug-11-21	Upgrade	Citigroup	Neutral → Buy
Jul-12-21	Initiated	Goldman	Buy
Apr-27-21	Initiated	Piper Sandler	Overweight
Mar-18-21	Upgrade	BofA Securities	Neutral → Buy
Mar-18-21	Upgrade	JMP Securities	Mkt Perform → Mkt Outperform
Jan-11-21	Initiated	Barclays	Equal Weight
Jan-11-21	Initiated	BofA Securities	Neutral
Jan-11-21	Initiated	Goldman	Neutral
Jan-11-21	Initiated	JMP Securities	Mkt Perform
Jan-11-21	Initiated	Jefferies	Buy

View All

Upstart Holdings Inc Stock (UPST) Latest News

10:02 AM

Will Upstart Holdings Inc. stock go up soonWeekly Loss Report & Long-Term Capital Growth Strategies - newser.com

10:02 AM

09:32 AM

UPST Q3 Earnings Preview: Should You Buy the Stock Now or Wait? - Zacks Investment Research

09:32 AM

08:55 AM

Backtesting results for Upstart Holdings Inc. trading strategies2025 Price Targets & Verified Chart Pattern Signals - newser.com

08:55 AM

07:37 AM

Will Upstart Holdings Inc. stock benefit from commodity pricesJuly 2025 Weekly Recap & Weekly Momentum Picks - newser.com

07:37 AM

07:28 AM

Why Upstart Holdings Inc. (855) stock is a strong analyst pickJuly 2025 Summary & Long-Term Growth Portfolio Plans - newser.com

07:28 AM

06:30 AM

Is Upstart Holdings Inc. stock ready for a breakoutTrade Volume Summary & Long-Term Growth Plans - newser.com

06:30 AM

06:12 AM

How Recent Earnings and Loan Trends Are Shifting the Story for Upstart Holdings - Yahoo! Finance UK

06:12 AM

05:08 AM

Could Upstart's (UPST) New Partnership With Peak Credit Union Signal Broader Changes in Its Growth Strategy? - Yahoo Finance

05:08 AM

04:03 AM

Can Upstart Holdings Inc. stock maintain operating marginsBuy Signal & Expert Approved Trade Ideas - newser.com

04:03 AM

01:04 AM

What technical charts say about Upstart Holdings Inc. stockJuly 2025 Recap & Reliable Entry Point Trade Alerts - newser.com

01:04 AM

12:17 PM

Will Upstart Holdings Inc. stock outperform growth indexesTrade Performance Summary & AI Enhanced Trading Alerts - newser.com

12:17 PM

Nov 02, 2025

What’s next for Upstart Holdings Inc. stock priceJuly 2025 Weekly Recap & High Accuracy Investment Signals - newser.com

Nov 02, 2025

Is Upstart Holdings Inc. stock recession proof2025 Price Momentum & Fast Gain Stock Trading Tips - newser.com

Nov 02, 2025

Upstart Holdings Forms Death Cross, Signaling Potential Bearish Trend Ahead - Markets Mojo

Nov 02, 2025

Why Upstart Holdings Inc. stock remains on watchlistsJuly 2025 Update & Short-Term High Return Ideas - newser.com

Nov 02, 2025

Will Upstart Holdings Inc. stock gain from lower inflationQuarterly Trade Review & Accurate Technical Buy Alerts - newser.com

Nov 02, 2025

Is Upstart Stock a Buy, Sell, or Hold After the Chief Legal Officer Sold Shares? - The Motley Fool

Nov 02, 2025

Nov 01, 2025

Why Upstart Holdings Inc. stock is in analyst buy zone2025 Market Trends & Daily Growth Stock Investment Tips - newser.com

Nov 01, 2025

What recovery options are there for Upstart Holdings Inc.July 2025 EndofMonth & Safe Capital Growth Tips - newser.com

Nov 01, 2025

Evaluating Upstart Holdings Inc. with trendline analysisJuly 2025 Earnings & AI Enhanced Market Trend Forecasts - newser.com

Nov 01, 2025

Upstart Holdings Stock Soars Aftermarket After Surprise Q4 Profit: Retail’s Exuberant - MSN

Nov 01, 2025

Is Upstart Holdings Inc. stock reversal real or fakeJuly 2025 Breakouts & Weekly High Return Opportunities - newser.com

Nov 01, 2025

Will Upstart Holdings Inc. stock reach Wall Street targetsWeekly Risk Summary & Weekly Watchlist for Consistent Profits - newser.com

Nov 01, 2025

Oct 31, 2025

Upstart Holdings Inc expected to post earnings of 42 cents a shareEarnings Preview - TradingView

Oct 31, 2025

Upstart Holdings, Inc.Common stock (NQ: UPST - FinancialContent

Oct 31, 2025

Atlassian, GoDaddy, Upstart, Unity, and Amplitude Shares Are Soaring, What You Need To Know - Yahoo Finance

Oct 31, 2025

AI Lending Push, New Verticals Rise: Will Upstart Stay Ahead in Q3? - Yahoo Finance

Oct 31, 2025

Analysts Have Conflicting Sentiments on These Financial Companies: First Interstate Bancsystem (FIBK), Upstart Holdings (UPST) and Beacon Financial Corporation (BBT) - The Globe and Mail

Oct 31, 2025

Custom watchlist performance reports with Upstart Holdings Inc.Weekly Market Summary & Real-Time Price Movement Reports - newser.com

Oct 31, 2025

Can Upstart Holdings Inc. stock beat market expectations this quarterJuly 2025 Review & Weekly Stock Performance Updates - newser.com

Oct 31, 2025

What hedge fund activity signals for Upstart Holdings Inc. stockQuarterly Trade Report & Technical Entry and Exit Tips - newser.com

Oct 31, 2025

Upstart Holdings Inc. stock momentum explained2025 Trade Ideas & Low Drawdown Trading Strategies - newser.com

Oct 31, 2025

How risky is Upstart Holdings Inc. stock now2025 Sector Review & Safe Investment Capital Preservation Plans - newser.com

Oct 31, 2025

Will Upstart Holdings Inc. (855) stock beat Nasdaq index returnsMarket Trend Summary & High Accuracy Swing Trade Signals - newser.com

Oct 31, 2025

Upstart Holdings Inc. stock daily chart insightsWeekly Investment Recap & Free AI Powered Buy and Sell Recommendations - newser.com

Oct 31, 2025

Oct 30, 2025

What Fibonacci levels say about Upstart Holdings Inc. reboundMarket Growth Summary & Scalable Portfolio Growth Methods - newser.com

Oct 30, 2025