68.05
Affirm Holdings Inc stock is traded at $68.05, with a volume of 2.90M.
It is down -0.77% in the last 24 hours and down -10.07% over the past month.
Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.
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Previous Close:
$68.71
Open:
$71.03
24h Volume:
2.90M
Relative Volume:
0.56
Market Cap:
$22.46B
Revenue:
$3.26B
Net Income/Loss:
$233.10M
P/E Ratio:
99.25
EPS:
0.6856
Net Cash Flow:
$769.70M
1W Performance:
-4.11%
1M Performance:
-10.07%
6M Performance:
+1.62%
1Y Performance:
+23.58%
Affirm Holdings Inc Stock (AFRM) Company Profile
Name
Affirm Holdings Inc
Sector
Industry
Phone
(415) 960-1518
Address
650 CALIFORNIA STREET, SAN FRANCISCO
Compare AFRM with other stocks
| Stocks | Price | Market Cap | Revenue | Net Income | Cash Flow | EPS |
|---|---|---|---|---|---|---|
|
AFRM
Affirm Holdings Inc
|
68.05 | 22.68B | 3.26B | 233.10M | 769.70M | 0.6856 |
|
V
Visa Inc
|
326.17 | 633.34B | 40.00B | 19.85B | 21.58B | 10.10 |
|
MA
Mastercard Incorporated
|
522.42 | 473.57B | 31.50B | 14.25B | 16.12B | 15.64 |
|
AXP
American Express Co
|
359.12 | 250.23B | 78.65B | 10.47B | 18.94B | 14.89 |
|
COF
Capital One Financial Corp
|
215.65 | 137.63B | 62.75B | 1.35B | 20.85B | 2.3579 |
|
PYPL
Paypal Holdings Inc
|
55.30 | 52.96B | 32.91B | 4.92B | 5.57B | 4.9845 |
Affirm Holdings Inc Stock (AFRM) Upgrades & Downgrades
| Date | Action | Analyst | Rating Change |
|---|---|---|---|
| Dec-09-25 | Initiated | Wolfe Research | Peer Perform |
| Oct-23-25 | Initiated | Citigroup | Buy |
| Oct-22-25 | Initiated | Wells Fargo | Overweight |
| Oct-06-25 | Upgrade | Rothschild & Co Redburn | Neutral → Buy |
| Aug-01-25 | Initiated | Rothschild & Co Redburn | Neutral |
| Jul-21-25 | Initiated | Oppenheimer | Outperform |
| Jul-17-25 | Resumed | Deutsche Bank | Buy |
| Jul-14-25 | Downgrade | BTIG Research | Buy → Neutral |
| Jun-12-25 | Initiated | Stephens | Equal-Weight |
| Jun-02-25 | Initiated | Truist | Buy |
| May-09-25 | Upgrade | Susquehanna | Neutral → Positive |
| Apr-08-25 | Initiated | TD Cowen | Buy |
| Mar-24-25 | Initiated | Seaport Research Partners | Neutral |
| Mar-20-25 | Resumed | BMO Capital Markets | Outperform |
| Mar-19-25 | Upgrade | Compass Point | Neutral → Buy |
| Jan-28-25 | Upgrade | Compass Point | Sell → Neutral |
| Jan-21-25 | Downgrade | Susquehanna | Positive → Neutral |
| Jan-15-25 | Initiated | William Blair | Outperform |
| Dec-20-24 | Upgrade | JMP Securities | Mkt Perform → Mkt Outperform |
| Dec-19-24 | Upgrade | Jefferies | Hold → Buy |
| Oct-14-24 | Upgrade | Wedbush | Underperform → Neutral |
| Oct-11-24 | Upgrade | Wells Fargo | Equal Weight → Overweight |
| Oct-09-24 | Upgrade | Morgan Stanley | Underweight → Equal-Weight |
| Oct-08-24 | Upgrade | BTIG Research | Neutral → Buy |
| Sep-20-24 | Initiated | Susquehanna | Positive |
| Jul-30-24 | Upgrade | BofA Securities | Neutral → Buy |
| Jun-28-24 | Initiated | JMP Securities | Mkt Perform |
| Jun-24-24 | Resumed | Goldman | Buy |
| Jun-07-24 | Initiated | BTIG Research | Neutral |
| May-09-24 | Upgrade | JP Morgan | Neutral → Overweight |
| Apr-03-24 | Initiated | Needham | Hold |
| Jan-10-24 | Initiated | BMO Capital Markets | Market Perform |
| Dec-18-23 | Downgrade | Morgan Stanley | Equal-Weight → Underweight |
| Nov-28-23 | Upgrade | Jefferies | Underperform → Hold |
| Oct-31-23 | Initiated | Wells Fargo | Equal Weight |
| Oct-25-23 | Downgrade | Compass Point | Neutral → Sell |
| Oct-20-23 | Resumed | UBS | Neutral |
| Jul-06-23 | Downgrade | Piper Sandler | Neutral → Underweight |
| Jun-23-23 | Initiated | Compass Point | Neutral |
| Jun-14-23 | Initiated | BTIG Research | Sell |
| Feb-10-23 | Downgrade | Morgan Stanley | Overweight → Equal-Weight |
| Feb-09-23 | Downgrade | RBC Capital Mkts | Outperform → Sector Perform |
| Dec-13-22 | Downgrade | BofA Securities | Buy → Neutral |
| Nov-29-22 | Initiated | UBS | Neutral |
| Nov-09-22 | Reiterated | Deutsche Bank | Hold |
| Jul-11-22 | Initiated | Goldman | Neutral |
| Jun-08-22 | Initiated | Wedbush | Underperform |
| May-11-22 | Initiated | JP Morgan | Neutral |
| May-10-22 | Downgrade | Stephens | Equal-Weight → Underweight |
| Apr-05-22 | Initiated | MoffettNathanson | Neutral |
| Feb-11-22 | Reiterated | Credit Suisse | Neutral |
| Feb-11-22 | Downgrade | Jefferies | Hold → Underperform |
| Feb-11-22 | Reiterated | RBC Capital Mkts | Outperform |
| Feb-11-22 | Reiterated | Stephens | Equal-Weight |
| Feb-11-22 | Reiterated | Truist | Buy |
| Jan-28-22 | Upgrade | DA Davidson | Neutral → Buy |
| Jan-24-22 | Upgrade | Stephens | Underweight → Equal-Weight |
| Jan-20-22 | Initiated | Loop Capital | Hold |
| Nov-29-21 | Initiated | Piper Sandler | Neutral |
| Nov-03-21 | Initiated | SMBC Nikko | Outperform |
| Sep-10-21 | Reiterated | BofA Securities | Buy |
| Sep-10-21 | Reiterated | Credit Suisse | Neutral |
| Sep-10-21 | Reiterated | DA Davidson | Neutral |
| Sep-10-21 | Reiterated | Deutsche Bank | Hold |
| Sep-10-21 | Reiterated | Jefferies | Hold |
| Sep-10-21 | Reiterated | Morgan Stanley | Overweight |
| Sep-10-21 | Reiterated | RBC Capital Mkts | Outperform |
| Aug-30-21 | Reiterated | Barclays | Overweight |
| Aug-30-21 | Reiterated | Mizuho | Buy |
| Aug-30-21 | Reiterated | Morgan Stanley | Overweight |
| Aug-30-21 | Reiterated | Truist | Buy |
| Aug-03-21 | Downgrade | DA Davidson | Buy → Neutral |
| Jun-24-21 | Initiated | DA Davidson | Buy |
| Jun-22-21 | Initiated | Stephens | Underweight |
| Jun-16-21 | Initiated | Mizuho | Buy |
| Jun-01-21 | Upgrade | BofA Securities | Neutral → Buy |
| May-26-21 | Initiated | Jefferies | Hold |
| Apr-16-21 | Upgrade | Seaport Global Securities | Neutral → Buy |
| Mar-25-21 | Initiated | BofA Securities | Neutral |
| Feb-08-21 | Initiated | Barclays | Overweight |
| Feb-08-21 | Initiated | Credit Suisse | Neutral |
| Feb-08-21 | Initiated | Deutsche Bank | Hold |
| Feb-08-21 | Initiated | Goldman | Neutral |
| Feb-08-21 | Initiated | Morgan Stanley | Overweight |
| Feb-08-21 | Initiated | RBC Capital Mkts | Outperform |
| Feb-08-21 | Initiated | Truist | Buy |
| Feb-05-21 | Initiated | Seaport Global Securities | Neutral |
View All
Affirm Holdings Inc Stock (AFRM) Latest News
Market Movers: Affirm Upgraded to a Buy Rating - 24/7 Wall St.
What's Going On With Affirm Holdings Stock On Tuesday? - Benzinga
Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market (NASDAQ:AFRM) - Seeking Alpha
Tropic Delivers $85M in Customer Savings in Record 2025, Proving AI Works Best with Humans at the Helm - GlobeNewswire Inc.
Affirm Holdings (AFRM) Sees Stock Boost After Bank Charter Appli - GuruFocus
Bolt Announces New Strategic Partnership with Affirm - marketscreener.com
Cantor Fitzgerald initiates Affirm stock with Overweight rating, $85 target - Investing.com
Affirm (AFRM) Teams Up with Bolt for Enhanced Checkout Options - GuruFocus
Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network - Finviz
Here Are Tuesday’s Top Wall Street Analyst Research Calls: Affirm Holdings, Alcoa, Block, Coinbase Global,CoreWeave, Datadog, Intuitive Surgical, and More - 24/7 Wall St.
Shoppers using Bolt checkout get new pay-over-time option from Affirm - Stock Titan
AFRM Upgraded to Buy by Needham with a $100 Price Target | AFRM Stock News - GuruFocus
Assessing Affirm Holdings (AFRM) Valuation After Recent Share Price Weakness And Lofty Earnings Expectations - Yahoo Finance
Affirm Holdings rises after Needham upgrades to 'buy' rating - TradingView
Beyond The Numbers: 8 Analysts Discuss Affirm Holdings Stock - Benzinga
AFRM: Cantor Fitzgerald Initiates Coverage with Overweight Ratin - GuruFocus
Cantor Fitzgerald Starts Affirm Holdings Inc. (AFRM) at Overweight - StreetInsider
Fiserv Partners with Affirm to Launch Pay-Over-Time Features for Debit Cards - Intellectia AI
Affirm stock drops 3.13% as technical signals suggest sellers dominate near key support - Traders Union
Affirm Is Expanding Buy Now, Pay Later Services for Rent Payments - MarketBeat
Fiserv And Affirm Will Offer BNPL to Debit Card holders - Digital Transactions
Fiserv (FISV) and Affirm (AFRM) Enhance Debit Card Flexibility - GuruFocus
Fiserv and Affirm partner to bring BNPL options to debit cards By Investing.com - Investing.com India
Affirm Submits Applications to Establish Industrial Loan Company - Financial IT
Fiserv, Affirm collaborate on pay-over-time for debit card programs (FISV:NASDAQ) - Seeking Alpha
BNPL Fintech Affirm Advances Plans For Banking Subsidiary To Enhance Financial Services - Crowdfund Insider
Aug Reactions: Is Affirm Holdings Inc showing insider buyingJuly 2025 Rallies & Real-Time Buy Zone Alerts - baoquankhu1.vn
Affirm Holdings, Inc. $AFRM Shares Sold by Baillie Gifford & Co. - MarketBeat
Affirm Holdings (AFRM) Stock Falls Amid Market Uptick: What Investors Need to Know - Yahoo Finance
Key facts: Affirm Holdings seeks U.S. banking charter; launches Affirm Bank - TradingView
Affirm joins companies seeking US bank charters under Trump - FinAi News
Affirm Holdings (AFRM) Applies for Banking Charter to Expand Financial Services - Intellectia AI
Affirm (AFRM) Seeks Bank Charter to Expand Financial Services - GuruFocus
Affirm seeks Nevada bank charter - Payments Dive
Affirm latest fintech to seek U.S. bank charter in Trump era (AFRM:NASDAQ) - Seeking Alpha
Affirm (AFRM) Seeks Approval to Launch FDIC-Insured Bank - GuruFocus
Affirm applies to Nevada Financial Institutions Division and FDIC to establish Affirm Bank - FX News Group
Affirm applies for industrial bank charter in Nevada - Investing.com
Affirm submits applications to establish industrial loan company - marketscreener.com
Affirm applies for its own bank, citing $18B in 2024 credit-cost savings - Stock Titan
Affirm Joins Companies Seeking US Bank Charters Under Trump - Bloomberg
Simplicity Wealth LLC Buys New Stake in Affirm Holdings, Inc. $AFRM - MarketBeat
95,856 Shares in Affirm Holdings, Inc. $AFRM Acquired by Rakuten Investment Management Inc. - MarketBeat
QRG Capital Management Inc. Decreases Stock Position in Affirm Holdings, Inc. $AFRM - MarketBeat
Put That Rent On Lay-A-Way, Affirm Offers Flexible Rent Payments - Black Enterprise
Key facts: Kerrisdale Capital shorts Affirm Holdings; Esusu pilot aids renters - TradingView
Why Affirm (AFRM) Stock Is Trading Lower Today - Finviz
'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb (UPDATED) - Benzinga
Affirm Holdings Inc (AFRM) Shares Up 3.7% on Jan 21 - GuruFocus
Kerrisdale Capital takes aim at Affirm as regulatory and credit risks mount - Investing.com Nigeria
Affirm (AFRM) Faces Downgrade with Significant Downside Potentia - GuruFocus
Affirm Holdings Inc Stock (AFRM) Financials Data
Revenue
Net Income
Cash Flow
EPS
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