68.05
price down icon0.77%   -0.6638
 
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Affirm Holdings Inc stock is traded at $68.05, with a volume of 2.90M. It is down -0.77% in the last 24 hours and down -10.07% over the past month. Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.
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Previous Close:
$68.71
Open:
$71.03
24h Volume:
2.90M
Relative Volume:
0.56
Market Cap:
$22.46B
Revenue:
$3.26B
Net Income/Loss:
$233.10M
P/E Ratio:
99.25
EPS:
0.6856
Net Cash Flow:
$769.70M
1W Performance:
-4.11%
1M Performance:
-10.07%
6M Performance:
+1.62%
1Y Performance:
+23.58%
1-Day Range:
Value
$68.00
$71.15
1-Week Range:
Value
$68.00
$74.22
52-Week Range:
Value
$30.90
$100.00

Affirm Holdings Inc Stock (AFRM) Company Profile

Name
Name
Affirm Holdings Inc
Name
Phone
(415) 960-1518
Name
Address
650 CALIFORNIA STREET, SAN FRANCISCO
Name
Employee
2,206
Name
Twitter
Name
Next Earnings Date
2024-11-07
Name
Latest SEC Filings
Name
AFRM's Discussions on Twitter

Compare AFRM with other stocks

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
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AFRM
Affirm Holdings Inc
68.05 22.68B 3.26B 233.10M 769.70M 0.6856
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Visa Inc
326.17 633.34B 40.00B 19.85B 21.58B 10.10
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MA
Mastercard Incorporated
522.42 473.57B 31.50B 14.25B 16.12B 15.64
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AXP
American Express Co
359.12 250.23B 78.65B 10.47B 18.94B 14.89
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COF
Capital One Financial Corp
215.65 137.63B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
55.30 52.96B 32.91B 4.92B 5.57B 4.9845

Affirm Holdings Inc Stock (AFRM) Upgrades & Downgrades

Date Action Analyst Rating Change
Dec-09-25 Initiated Wolfe Research Peer Perform
Oct-23-25 Initiated Citigroup Buy
Oct-22-25 Initiated Wells Fargo Overweight
Oct-06-25 Upgrade Rothschild & Co Redburn Neutral → Buy
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-21-25 Initiated Oppenheimer Outperform
Jul-17-25 Resumed Deutsche Bank Buy
Jul-14-25 Downgrade BTIG Research Buy → Neutral
Jun-12-25 Initiated Stephens Equal-Weight
Jun-02-25 Initiated Truist Buy
May-09-25 Upgrade Susquehanna Neutral → Positive
Apr-08-25 Initiated TD Cowen Buy
Mar-24-25 Initiated Seaport Research Partners Neutral
Mar-20-25 Resumed BMO Capital Markets Outperform
Mar-19-25 Upgrade Compass Point Neutral → Buy
Jan-28-25 Upgrade Compass Point Sell → Neutral
Jan-21-25 Downgrade Susquehanna Positive → Neutral
Jan-15-25 Initiated William Blair Outperform
Dec-20-24 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Dec-19-24 Upgrade Jefferies Hold → Buy
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Oct-11-24 Upgrade Wells Fargo Equal Weight → Overweight
Oct-09-24 Upgrade Morgan Stanley Underweight → Equal-Weight
Oct-08-24 Upgrade BTIG Research Neutral → Buy
Sep-20-24 Initiated Susquehanna Positive
Jul-30-24 Upgrade BofA Securities Neutral → Buy
Jun-28-24 Initiated JMP Securities Mkt Perform
Jun-24-24 Resumed Goldman Buy
Jun-07-24 Initiated BTIG Research Neutral
May-09-24 Upgrade JP Morgan Neutral → Overweight
Apr-03-24 Initiated Needham Hold
Jan-10-24 Initiated BMO Capital Markets Market Perform
Dec-18-23 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-28-23 Upgrade Jefferies Underperform → Hold
Oct-31-23 Initiated Wells Fargo Equal Weight
Oct-25-23 Downgrade Compass Point Neutral → Sell
Oct-20-23 Resumed UBS Neutral
Jul-06-23 Downgrade Piper Sandler Neutral → Underweight
Jun-23-23 Initiated Compass Point Neutral
Jun-14-23 Initiated BTIG Research Sell
Feb-10-23 Downgrade Morgan Stanley Overweight → Equal-Weight
Feb-09-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Nov-29-22 Initiated UBS Neutral
Nov-09-22 Reiterated Deutsche Bank Hold
Jul-11-22 Initiated Goldman Neutral
Jun-08-22 Initiated Wedbush Underperform
May-11-22 Initiated JP Morgan Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-05-22 Initiated MoffettNathanson Neutral
Feb-11-22 Reiterated Credit Suisse Neutral
Feb-11-22 Downgrade Jefferies Hold → Underperform
Feb-11-22 Reiterated RBC Capital Mkts Outperform
Feb-11-22 Reiterated Stephens Equal-Weight
Feb-11-22 Reiterated Truist Buy
Jan-28-22 Upgrade DA Davidson Neutral → Buy
Jan-24-22 Upgrade Stephens Underweight → Equal-Weight
Jan-20-22 Initiated Loop Capital Hold
Nov-29-21 Initiated Piper Sandler Neutral
Nov-03-21 Initiated SMBC Nikko Outperform
Sep-10-21 Reiterated BofA Securities Buy
Sep-10-21 Reiterated Credit Suisse Neutral
Sep-10-21 Reiterated DA Davidson Neutral
Sep-10-21 Reiterated Deutsche Bank Hold
Sep-10-21 Reiterated Jefferies Hold
Sep-10-21 Reiterated Morgan Stanley Overweight
Sep-10-21 Reiterated RBC Capital Mkts Outperform
Aug-30-21 Reiterated Barclays Overweight
Aug-30-21 Reiterated Mizuho Buy
Aug-30-21 Reiterated Morgan Stanley Overweight
Aug-30-21 Reiterated Truist Buy
Aug-03-21 Downgrade DA Davidson Buy → Neutral
Jun-24-21 Initiated DA Davidson Buy
Jun-22-21 Initiated Stephens Underweight
Jun-16-21 Initiated Mizuho Buy
Jun-01-21 Upgrade BofA Securities Neutral → Buy
May-26-21 Initiated Jefferies Hold
Apr-16-21 Upgrade Seaport Global Securities Neutral → Buy
Mar-25-21 Initiated BofA Securities Neutral
Feb-08-21 Initiated Barclays Overweight
Feb-08-21 Initiated Credit Suisse Neutral
Feb-08-21 Initiated Deutsche Bank Hold
Feb-08-21 Initiated Goldman Neutral
Feb-08-21 Initiated Morgan Stanley Overweight
Feb-08-21 Initiated RBC Capital Mkts Outperform
Feb-08-21 Initiated Truist Buy
Feb-05-21 Initiated Seaport Global Securities Neutral
View All

Affirm Holdings Inc Stock (AFRM) Latest News

pulisher
01:12 AM

Market Movers: Affirm Upgraded to a Buy Rating - 24/7 Wall St.

01:12 AM
pulisher
01:09 AM

What's Going On With Affirm Holdings Stock On Tuesday? - Benzinga

01:09 AM
pulisher
12:26 PM

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market (NASDAQ:AFRM) - Seeking Alpha

12:26 PM
pulisher
11:00 AM

Tropic Delivers $85M in Customer Savings in Record 2025, Proving AI Works Best with Humans at the Helm - GlobeNewswire Inc.

11:00 AM
pulisher
09:42 AM

Affirm Holdings (AFRM) Sees Stock Boost After Bank Charter Appli - GuruFocus

09:42 AM
pulisher
09:10 AM

Bolt Announces New Strategic Partnership with Affirm - marketscreener.com

09:10 AM
pulisher
09:03 AM

Cantor Fitzgerald initiates Affirm stock with Overweight rating, $85 target - Investing.com

09:03 AM
pulisher
08:51 AM

Affirm (AFRM) Teams Up with Bolt for Enhanced Checkout Options - GuruFocus

08:51 AM
pulisher
08:22 AM

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network - Finviz

08:22 AM
pulisher
08:03 AM

Here Are Tuesday’s Top Wall Street Analyst Research Calls: Affirm Holdings, Alcoa, Block, Coinbase Global,CoreWeave, Datadog, Intuitive Surgical, and More - 24/7 Wall St.

08:03 AM
pulisher
08:00 AM

Shoppers using Bolt checkout get new pay-over-time option from Affirm - Stock Titan

08:00 AM
pulisher
07:20 AM

AFRM Upgraded to Buy by Needham with a $100 Price Target | AFRM Stock News - GuruFocus

07:20 AM
pulisher
07:07 AM

Assessing Affirm Holdings (AFRM) Valuation After Recent Share Price Weakness And Lofty Earnings Expectations - Yahoo Finance

07:07 AM
pulisher
07:05 AM

Affirm Holdings rises after Needham upgrades to 'buy' rating - TradingView

07:05 AM
pulisher
07:00 AM

Beyond The Numbers: 8 Analysts Discuss Affirm Holdings Stock - Benzinga

07:00 AM
pulisher
06:20 AM

AFRM: Cantor Fitzgerald Initiates Coverage with Overweight Ratin - GuruFocus

06:20 AM
pulisher
Jan 26, 2026

Cantor Fitzgerald Starts Affirm Holdings Inc. (AFRM) at Overweight - StreetInsider

Jan 26, 2026
pulisher
Jan 26, 2026

Fiserv Partners with Affirm to Launch Pay-Over-Time Features for Debit Cards - Intellectia AI

Jan 26, 2026
pulisher
Jan 26, 2026

Affirm stock drops 3.13% as technical signals suggest sellers dominate near key support - Traders Union

Jan 26, 2026
pulisher
Jan 26, 2026

Affirm Is Expanding Buy Now, Pay Later Services for Rent Payments - MarketBeat

Jan 26, 2026
pulisher
Jan 26, 2026

Fiserv And Affirm Will Offer BNPL to Debit Card holders - Digital Transactions

Jan 26, 2026
pulisher
Jan 26, 2026

Fiserv (FISV) and Affirm (AFRM) Enhance Debit Card Flexibility - GuruFocus

Jan 26, 2026
pulisher
Jan 26, 2026

Fiserv and Affirm partner to bring BNPL options to debit cards By Investing.com - Investing.com India

Jan 26, 2026
pulisher
Jan 26, 2026

Affirm Submits Applications to Establish Industrial Loan Company - Financial IT

Jan 26, 2026
pulisher
Jan 26, 2026

Fiserv, Affirm collaborate on pay-over-time for debit card programs (FISV:NASDAQ) - Seeking Alpha

Jan 26, 2026
pulisher
Jan 25, 2026

BNPL Fintech Affirm Advances Plans For Banking Subsidiary To Enhance Financial Services - Crowdfund Insider

Jan 25, 2026
pulisher
Jan 25, 2026

Aug Reactions: Is Affirm Holdings Inc showing insider buyingJuly 2025 Rallies & Real-Time Buy Zone Alerts - baoquankhu1.vn

Jan 25, 2026
pulisher
Jan 24, 2026

Affirm Holdings, Inc. $AFRM Shares Sold by Baillie Gifford & Co. - MarketBeat

Jan 24, 2026
pulisher
Jan 23, 2026

Affirm Holdings (AFRM) Stock Falls Amid Market Uptick: What Investors Need to Know - Yahoo Finance

Jan 23, 2026
pulisher
Jan 23, 2026

Key facts: Affirm Holdings seeks U.S. banking charter; launches Affirm Bank - TradingView

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm joins companies seeking US bank charters under Trump - FinAi News

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm Holdings (AFRM) Applies for Banking Charter to Expand Financial Services - Intellectia AI

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm (AFRM) Seeks Bank Charter to Expand Financial Services - GuruFocus

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm seeks Nevada bank charter - Payments Dive

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm latest fintech to seek U.S. bank charter in Trump era (AFRM:NASDAQ) - Seeking Alpha

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm (AFRM) Seeks Approval to Launch FDIC-Insured Bank - GuruFocus

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm applies to Nevada Financial Institutions Division and FDIC to establish Affirm Bank - FX News Group

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm applies for industrial bank charter in Nevada - Investing.com

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm submits applications to establish industrial loan company - marketscreener.com

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm applies for its own bank, citing $18B in 2024 credit-cost savings - Stock Titan

Jan 23, 2026
pulisher
Jan 23, 2026

Affirm Joins Companies Seeking US Bank Charters Under Trump - Bloomberg

Jan 23, 2026
pulisher
Jan 23, 2026

Simplicity Wealth LLC Buys New Stake in Affirm Holdings, Inc. $AFRM - MarketBeat

Jan 23, 2026
pulisher
Jan 22, 2026

95,856 Shares in Affirm Holdings, Inc. $AFRM Acquired by Rakuten Investment Management Inc. - MarketBeat

Jan 22, 2026
pulisher
Jan 22, 2026

QRG Capital Management Inc. Decreases Stock Position in Affirm Holdings, Inc. $AFRM - MarketBeat

Jan 22, 2026
pulisher
Jan 21, 2026

Put That Rent On Lay-A-Way, Affirm Offers Flexible Rent Payments - Black Enterprise

Jan 21, 2026
pulisher
Jan 21, 2026

Key facts: Kerrisdale Capital shorts Affirm Holdings; Esusu pilot aids renters - TradingView

Jan 21, 2026
pulisher
Jan 21, 2026

Why Affirm (AFRM) Stock Is Trading Lower Today - Finviz

Jan 21, 2026
pulisher
Jan 21, 2026

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb (UPDATED) - Benzinga

Jan 21, 2026
pulisher
Jan 21, 2026

Affirm Holdings Inc (AFRM) Shares Up 3.7% on Jan 21 - GuruFocus

Jan 21, 2026
pulisher
Jan 21, 2026

Kerrisdale Capital takes aim at Affirm as regulatory and credit risks mount - Investing.com Nigeria

Jan 21, 2026
pulisher
Jan 21, 2026

Affirm (AFRM) Faces Downgrade with Significant Downside Potentia - GuruFocus

Jan 21, 2026

Affirm Holdings Inc Stock (AFRM) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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credit_services SYF
$73.46
price down icon 5.26%
$43.00
price up icon 1.95%
$25.30
price down icon 1.57%
credit_services OMF
$65.03
price down icon 0.73%
$55.33
price down icon 2.29%
Cap:     |  Volume (24h):