76.62
price down icon2.63%   -2.07
pre-market  Pre-market:  76.20   -0.42   -0.55%
loading
Synchrony Financial stock is traded at $76.62, with a volume of 4.87M. It is down -2.63% in the last 24 hours and up +15.13% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
See More
Previous Close:
$78.69
Open:
$78.33
24h Volume:
4.87M
Relative Volume:
1.07
Market Cap:
$25.81B
Revenue:
$18.98B
Net Income/Loss:
$3.58B
P/E Ratio:
7.9281
EPS:
9.6643
Net Cash Flow:
$9.85B
1W Performance:
+1.93%
1M Performance:
+15.13%
6M Performance:
+4.61%
1Y Performance:
+53.52%
1-Day Range:
Value
$75.65
$78.88
1-Week Range:
Value
$75.65
$80.22
52-Week Range:
Value
$49.50
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-04-21
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
SYF icon
SYF
Synchrony Financial
76.62 26.15B 18.98B 3.58B 9.85B 9.6643
V icon
V
Visa Inc
308.88 596.08B 41.39B 20.59B 22.93B 10.55
MA icon
MA
Mastercard Incorporated
502.38 456.03B 32.84B 14.97B 16.19B 16.52
AXP icon
AXP
American Express Co
318.55 226.16B 80.49B 10.76B 16.08B 15.38
COF icon
COF
Capital One Financial Corp
196.63 125.94B 75.04B 2.79B 26.14B 2.8386
PYPL icon
PYPL
Paypal Holdings Inc
49.75 45.78B 33.34B 5.23B 5.56B 5.4094

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Feb-13-26 Upgrade Robert W. Baird Neutral → Outperform
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
01:00 AM

SYF SWOT Analysis: Financial Resilience Amidst Market Challenges Revealed in 10-Q Filing - GuruFocus

01:00 AM
pulisher
Apr 23, 2026

(SYF) Price Dynamics and Execution-Aware Positioning - Stock Traders Daily

Apr 23, 2026
pulisher
Apr 23, 2026

Synchrony Financial stock underperforms Thursday when compared to competitors - MarketWatch

Apr 23, 2026
pulisher
Apr 23, 2026

Synchrony (NYSE: SYF) Q1 2026 earnings hit $805M as capital stays strong - Stock Titan

Apr 23, 2026
pulisher
Apr 23, 2026

CBA Shares How Members Support Financial Literacy in Communities Across America - consumerbankers.com

Apr 23, 2026
pulisher
Apr 23, 2026

Is It Time To Reassess Synchrony Financial (SYF) After Its Strong Five Year Share Price Run? - simplywall.st

Apr 23, 2026
pulisher
Apr 23, 2026

SYF Maintained by Truist Securities -- Price Target Raised to $8 - GuruFocus

Apr 23, 2026
pulisher
Apr 23, 2026

Synchrony Financial (NYSE:SYF) Stock Price Expected to Rise, Truist Financial Analyst Says - MarketBeat

Apr 23, 2026
pulisher
Apr 23, 2026

J.P. Morgan Remains a Hold on Synchrony Financial (SYF) - The Globe and Mail

Apr 23, 2026
pulisher
Apr 23, 2026

Caprock Group LLC Raises Stock Position in Synchrony Financial $SYF - MarketBeat

Apr 23, 2026
pulisher
Apr 22, 2026

Is RH’s New Synchrony Card Deepening Customer Loyalty Or Shifting Its Risk Profile (RH)? - simplywall.st

Apr 22, 2026
pulisher
Apr 22, 2026

Ten out of 10:00 with Jake Freedman, founder of Dovr Media - Home News Now

Apr 22, 2026
pulisher
Apr 22, 2026

SYF Maintained by Barclays -- Price Target Raised to $93.00 - GuruFocus

Apr 22, 2026
pulisher
Apr 22, 2026

SYF Maintained by Baird -- Price Target Raised to $86.00 - GuruFocus

Apr 22, 2026
pulisher
Apr 22, 2026

TD Cowen raises Synchrony Financial stock price target on buyback strength - Investing.com

Apr 22, 2026
pulisher
Apr 22, 2026

Morgan Stanley Adjusts Price Target on Synchrony Financial to $84 From $83, Maintains Equalweight Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard - PR Newswire

Apr 22, 2026
pulisher
Apr 22, 2026

This Synchrony Financial Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For Wednesday - Benzinga

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony Financial (NYSE:SYF) Q1 2026 Earnings Call Transcript - Insider Monkey

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony cut to neutral at BTIG as risk/reward in balance - MSN

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony cut to Neutral at BTIG as risk/reward in balance (SYF:NYSE) - Seeking Alpha

Apr 22, 2026
pulisher
Apr 22, 2026

Barclays Adjusts Price Target on Synchrony Financial to $93 From $82, Maintains Overweight Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

Baird Adjusts Price Target on Synchrony Financial to $86 From $83, Maintains Outperform Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

Evercore ISI Adjusts Price Target on Synchrony Financial to $90 From $80, Maintains Outperform Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

TD Cowen Adjusts Price Target on Synchrony Financial to $89 From $83, Maintains Buy Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

HSBC Adjusts Price Target on Synchrony Financial to $93 From $88, Maintains Buy Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

Seaport Global Adjusts Price Target on Synchrony Financial to $95 From $84, Maintains Buy Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

SYF Downgraded by BTIG -- Rating Changed to Neutral - GuruFocus

Apr 22, 2026
pulisher
Apr 22, 2026

JPMorgan Adjusts Price Target on Synchrony Financial to $81 From $73, Maintains Neutral Rating - marketscreener.com

Apr 22, 2026
pulisher
Apr 22, 2026

SYF Q1 Deep Dive: Consumer Resilience and Higher Payment Rates Shape Results - Yahoo Finance

Apr 22, 2026
pulisher
Apr 22, 2026

BTIG downgrades Synchrony Financial stock rating to neutral on valuation - Investing.com

Apr 22, 2026
pulisher
Apr 22, 2026

BTIG downgrades Synchrony Financial stock rating to neutral on valuation By Investing.com - Investing.com Canada

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony CFO Flags Momentum in Spending and Credit - PYMNTS.com

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony Financial (SYF) Q1 2026 Earnings Call Highlights: Reco - GuruFocus

Apr 22, 2026
pulisher
Apr 22, 2026

Synchrony Financial (SYF) Q1 2026 Earnings Call Highlights: Record Purchase Volume and ... By GuruFocus - Investing.com Canada

Apr 22, 2026
pulisher
Apr 22, 2026

Sallie Mae (SLM) Reports Q1: Everything You Need To Know Ahead Of Earnings - Yahoo Finance

Apr 22, 2026
pulisher
Apr 21, 2026

Synchrony Financial: The Consumer Is Holding OnSo Should Investors (NYSE:SYF) - Seeking Alpha

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Financial (SYF) Q1 EPS Strength Tests Bearish Earnings Decline Narrative - simplywall.st

Apr 21, 2026
pulisher
Apr 21, 2026

Bread Financial Earnings: What To Look For From BFH - TradingView

Apr 21, 2026
pulisher
Apr 21, 2026

TD Cowen Maintains Synchrony Financial(SYF.US) With Buy Rating, Raises Target Price to $89 - Moomoo

Apr 21, 2026
pulisher
Apr 21, 2026

Share Buyback Plan Initiated by Synchrony Financial (NYSE:SYF) Board of Directors - MarketBeat

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Financial Signals Growth Momentum After Earnings Call - TipRanks

Apr 21, 2026
pulisher
Apr 21, 2026

Hold Rating Maintained as Limited Upside Persists Despite Modest EPS Upgrades and Buybacks - TipRanks

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Financial (SYF) Reports Strong Q1 2026 Results with Re - GuruFocus

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony taps AI to refine auto credit decisioning as metrics stabilize - Auto Finance News

Apr 21, 2026
pulisher
Apr 21, 2026

Evercore ISI raises Synchrony Financial stock price target on earnings - Investing.com

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Financial stock outperforms competitors despite losses on the day - MarketWatch

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony projects $9.10-$9.50 2026 EPS while authorizing $6.5B buyback program - MSN

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Q1 Earnings Match Estimates on Purchase Volume Growth - Yahoo Finance

Apr 21, 2026
pulisher
Apr 21, 2026

Better Credit Results and Net Interest Margin Offsetting Synchrony's Low Loan Growth - Morningstar

Apr 21, 2026
pulisher
Apr 21, 2026

Synchrony Financial Q1 Earnings Call Highlights - MarketBeat

Apr 21, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

loading

Net Income

loading

Cash Flow

loading

EPS

loading
$18.32
price down icon 3.88%
$62.98
price down icon 5.41%
$45.02
price down icon 1.53%
$212.33
price up icon 3.26%
$49.75
price down icon 2.87%
Cap:     |  Volume (24h):