76.61
price down icon1.91%   -1.49
 
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Synchrony Financial stock is traded at $76.61, with a volume of 6.29M. It is down -1.91% in the last 24 hours and down -10.47% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$78.10
Open:
$77.05
24h Volume:
6.29M
Relative Volume:
1.84
Market Cap:
$27.59B
Revenue:
$19.27B
Net Income/Loss:
$3.58B
P/E Ratio:
8.3724
EPS:
9.1503
Net Cash Flow:
$9.75B
1W Performance:
-4.46%
1M Performance:
-10.47%
6M Performance:
+6.28%
1Y Performance:
+8.76%
1-Day Range:
Value
$75.72
$77.27
1-Week Range:
Value
$75.37
$79.52
52-Week Range:
Value
$40.55
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-01-27
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF with other stocks

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
SYF
Synchrony Financial
76.61 28.13B 19.27B 3.58B 9.75B 9.1503
Credit Services icon
V
Visa Inc
326.18 629.24B 40.00B 19.85B 21.58B 10.10
Credit Services icon
MA
Mastercard Incorporated
524.74 478.51B 31.50B 14.25B 16.12B 15.64
Credit Services icon
AXP
American Express Co
361.69 253.51B 78.65B 10.47B 18.94B 14.89
Credit Services icon
COF
Capital One Financial Corp
217.30 149.44B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
56.62 53.47B 32.91B 4.92B 5.57B 4.9845

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
Jan 25, 2026

Synchrony Financial (SYF) Q4 earnings report preview: What to look for - MSN

Jan 25, 2026
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Jan 25, 2026

Synchrony Financial (SYF) Q4 Earnings Report Preview: What To Look For - Yahoo Finance UK

Jan 25, 2026
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Jan 25, 2026

Mitsubishi UFJ Trust & Banking Corp Increases Position in Synchrony Financial $SYF - MarketBeat

Jan 25, 2026
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Jan 25, 2026

Discipline and Rules-Based Execution in SYF Response - Stock Traders Daily

Jan 25, 2026
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Jan 25, 2026

Rakuten Investment Management Inc. Invests $1.29 Million in Synchrony Financial $SYF - MarketBeat

Jan 25, 2026
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Jan 24, 2026

A Look At Synchrony Financial (SYF) Valuation As Analysts Weigh Rate Cap Proposal And Loan Growth Outlook - simplywall.st

Jan 24, 2026
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Jan 23, 2026

WST Launches Synchrony S1 Prefillable Syringe at Pharmapack - Yahoo Finance

Jan 23, 2026
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Jan 23, 2026

Is Proposed US Credit Card Rate Cap And Fee Reform Altering The Investment Case For Synchrony Financial (SYF)? - simplywall.st

Jan 23, 2026
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Jan 23, 2026

Synchrony Financial Stock: Quiet Rally, Loud Risks – Is This Consumer Lender Still Undervalued? - AD HOC NEWS

Jan 23, 2026
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Jan 23, 2026

RBC Capital expects seasonal loan growth, improved credit quality for Synchrony Financial (SYF) heading into 2026 - MSN

Jan 23, 2026
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Jan 23, 2026

Universal Beteiligungs und Servicegesellschaft mbH Sells 29,353 Shares of Synchrony Financial $SYF - MarketBeat

Jan 23, 2026
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Jan 23, 2026

Best High-Yield Savings Accounts for February 2026: Up to 4.35% - NerdWallet

Jan 23, 2026
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Jan 22, 2026

RBC Capital Expects Seasonal Loan Growth, Improved Credit Quality for Synchrony Financial (SYF) Heading into 2026 - Insider Monkey

Jan 22, 2026
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Jan 22, 2026

Wall Street's insights into key metrics ahead of Synchrony (SYF) Q4 earnings - MSN

Jan 22, 2026
pulisher
Jan 22, 2026

Synchrony Financial Stock Could Rally Back Near Record Peak - Forbes

Jan 22, 2026
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Jan 22, 2026

Koalafi Integration with Synchrony Business Center Expands Financing Options for Non-Prime Consumers - PR Newswire

Jan 22, 2026
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Jan 22, 2026

Wall Street's Insights Into Key Metrics Ahead of Synchrony (SYF) Q4 Earnings - Yahoo Finance

Jan 22, 2026
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Jan 22, 2026

13,090 Shares in Synchrony Financial $SYF Purchased by Allstate Corp - MarketBeat

Jan 22, 2026
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Jan 21, 2026

A Look At Synchrony Financial (SYF) Valuation After Trump’s Proposed Credit Card Rate Cap - Yahoo Finance

Jan 21, 2026
pulisher
Jan 21, 2026

10 Best High-Yield Savings Accounts: Up to 5.00% APY - Forbes

Jan 21, 2026
pulisher
Jan 21, 2026

Will Lower Active Accounts Impact Synchrony's Q4 Earnings Potential? - Finviz

Jan 21, 2026
pulisher
Jan 20, 2026

Synchrony Financial Faces Rate Cap Risk Yet Screens As Undervalued - simplywall.st

Jan 20, 2026
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Jan 20, 2026

15 Best Large Cap Value Stocks to Buy in 2026 - Insider Monkey

Jan 20, 2026
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Jan 20, 2026

Synchrony Financial $SYF Shares Sold by Massachusetts Financial Services Co. MA - MarketBeat

Jan 20, 2026
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Jan 20, 2026

Citizens JMP Maintains Synchrony Financial(SYF.US) With Buy Rating, Raises Target Price to $95 - Futubull

Jan 20, 2026
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Jan 20, 2026

West Synchrony™ S1 Prefillable Syringe System Commercially Available at Pharmapack - Yahoo Finance Singapore

Jan 20, 2026
pulisher
Jan 20, 2026

Synchrony Financial (SYF) Projected to Post Earnings on Tuesday - MarketBeat

Jan 20, 2026
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Jan 19, 2026

Synchrony Financial Is Quietly Rebuilding the Future of Consumer Credit - AD HOC NEWS

Jan 19, 2026
pulisher
Jan 18, 2026

Impact of Proposed Credit Card Rate Caps on Synchrony (SYF) - GuruFocus

Jan 18, 2026
pulisher
Jan 18, 2026

QRG Capital Management Inc. Trims Holdings in Synchrony Financial $SYF - MarketBeat

Jan 18, 2026
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Jan 18, 2026

Donoghue Forlines LLC Purchases New Stake in Synchrony Financial $SYF - MarketBeat

Jan 18, 2026
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Jan 18, 2026

Synchrony Extends Deal With Ashley to Offer Enhanced Financing Options - MSN

Jan 18, 2026
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Jan 18, 2026

Dupree Financial Group LLC Sells 50,779 Shares of Synchrony Financial $SYF - MarketBeat

Jan 18, 2026
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Jan 18, 2026

Synchrony Financial (NYSE:SYF) Given Consensus Rating of "Moderate Buy" by Analysts - MarketBeat

Jan 18, 2026
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Jan 17, 2026

I Am Pounding The Table, I Demand Income - Seeking Alpha

Jan 17, 2026
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Jan 17, 2026

Synchrony Financial (NYSE:SYF) Raised to Buy at Wall Street Zen - MarketBeat

Jan 17, 2026
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Jan 16, 2026

How a Rate Cap Would Shrink Credit-Card Rewards - Barron's

Jan 16, 2026
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Jan 16, 2026

Best CD Rates Of January 2026: Up To 4.10% APY - Forbes

Jan 16, 2026
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Jan 16, 2026

Unlocking the Potential of Synchrony Financial: A Deep Dive Into SYF Stock - AOL.com

Jan 16, 2026
pulisher
Jan 16, 2026

Synchrony Financial (SYF) Shares Up 4.32% on Jan 16 - GuruFocus

Jan 16, 2026
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Jan 16, 2026

Synchrony Financial $SYF Shares Purchased by Ritholtz Wealth Management - MarketBeat

Jan 16, 2026
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Jan 16, 2026

Synchrony Financial $SYF Shares Sold by Kerusso Capital Management LLC - MarketBeat

Jan 16, 2026
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Jan 15, 2026

Why Albemarle, WDC Keep rising, Synchrony Financial Falling - Baystreet.ca

Jan 15, 2026
pulisher
Jan 15, 2026

A Look At Synchrony Financial (SYF) Valuation After Recent Share Price Pullback - simplywall.st

Jan 15, 2026
pulisher
Jan 15, 2026

5 Things to Know About the Rooms to Go Credit Card - NerdWallet

Jan 15, 2026
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Jan 15, 2026

What Is Synchrony Bank, and Are Its Credit Cards Right for You? - NerdWallet

Jan 15, 2026
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Jan 15, 2026

Sumitomo Mitsui Trust Group Inc. Trims Stock Position in Synchrony Financial $SYF - MarketBeat

Jan 15, 2026
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Jan 15, 2026

Is Synchrony Financial (SYF) Pricing In Its Recent 11% Slide And Credit Card Partnerships? - Yahoo Finance

Jan 15, 2026
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Jan 14, 2026

Capital One, credit cards dive as Trump aims to cap interest rates - MSN

Jan 14, 2026
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Jan 14, 2026

Why Synchrony Financial (SYF) Is Down 11.8% After Trump’s Proposed Credit Card Rate CapAnd What's Next - Yahoo Finance

Jan 14, 2026
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Jan 14, 2026

American Express, Capital One, Synchrony Financial fall day's lows - StreetInsider

Jan 14, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$71.43
price down icon 1.93%
$25.85
price down icon 0.92%
$41.11
price down icon 2.10%
credit_services OMF
$64.46
price down icon 1.39%
$56.62
price down icon 0.93%
Cap:     |  Volume (24h):