72.90
price up icon1.57%   1.13
 
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Synchrony Financial stock is traded at $72.90, with a volume of 3.85M. It is up +1.57% in the last 24 hours and down -4.48% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$71.77
Open:
$71.19
24h Volume:
3.85M
Relative Volume:
0.99
Market Cap:
$23.72B
Revenue:
$18.98B
Net Income/Loss:
$3.60B
P/E Ratio:
7.5464
EPS:
9.6602
Net Cash Flow:
$9.83B
1W Performance:
-0.98%
1M Performance:
-4.48%
6M Performance:
-4.84%
1Y Performance:
+1.52%
1-Day Range:
Value
$71.01
$73.83
1-Week Range:
Value
$70.65
$74.94
52-Week Range:
Value
$63.08
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-07-21
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
SYF icon
SYF
Synchrony Financial
72.90 23.72B 18.98B 3.60B 9.83B 9.6602
V icon
V
Visa Inc
355.74 676.53B 43.03B 22.04B 21.19B 11.37
MA icon
MA
Mastercard Incorporated
539.66 476.83B 34.01B 15.57B 16.65B 17.28
AXP icon
AXP
American Express Co
326.17 222.55B 82.43B 11.15B 14.44B 16.03
COF icon
COF
Capital One Financial Corp
202.84 124.44B 74.99B 2.79B 27.29B 2.8368
PYPL icon
PYPL
Paypal Holdings Inc
56.15 49.53B 34.02B 5.06B 5.50B 5.3309

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Apr-22-26 Downgrade BTIG Research Buy → Neutral
Feb-13-26 Upgrade Robert W. Baird Neutral → Outperform
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
Jul 25, 2026

Synchrony Financial stock trades steady as card charge-offs rise and guidance stays intact - AD HOC NEWS

Jul 25, 2026
pulisher
Jul 25, 2026

How Investors Are Reacting To Synchrony Financial (SYF) Earnings Beat, Higher Dividend, and Strong Buybacks - simplywall.st

Jul 25, 2026
pulisher
Jul 24, 2026

Synchrony Financial stock underperforms Friday when compared to competitors despite daily gains - MarketWatch

Jul 24, 2026
pulisher
Jul 24, 2026

Credit card delinquencies up modestly, charge-offs dropJune Credit Pulse (AXP:NYSE) - Seeking Alpha

Jul 24, 2026
pulisher
Jul 24, 2026

SYF vs. ALLY vs. COF: Which Consumer Finance Stock Is the Best Buy After Earnings? - Yahoo Finance

Jul 24, 2026
pulisher
Jul 24, 2026

Synchrony Financial stock holds steady as earnings loom - Ad-hoc-news.de

Jul 24, 2026
pulisher
Jul 24, 2026

TD Cowen Sticks to Their Buy Rating for Synchrony Financial (SYF) - The Globe and Mail

Jul 24, 2026
pulisher
Jul 24, 2026

SYF SWOT Analysis: Financial Resilience Amidst Market Challenges Revealed in 10-Q Filing - GuruFocus

Jul 24, 2026
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Jul 23, 2026

Contact 2 helps solve credit fraud mystery for local business - Yahoo

Jul 23, 2026
pulisher
Jul 23, 2026

Synchrony Financial stock underperforms Thursday when compared to competitors - MarketWatch

Jul 23, 2026
pulisher
Jul 23, 2026

Synchrony Financial Q2 2026: Revenue $5.58B, EPS $2.59— 10-Q Summary - TradingView

Jul 23, 2026
pulisher
Jul 23, 2026

Synchrony Financial (NYSE: SYF) posts $885M Q2 2026 net earnings - Stock Titan

Jul 23, 2026
pulisher
Jul 23, 2026

Analysts Have Conflicting Sentiments on These Financial Companies: Interactive Brokers (IBKR), Synchrony Financial (SYF) and Bank of New York Mellon (BNY) - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

Goldman Sachs Reaffirms Their Buy Rating on Synchrony Financial (SYF) - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

J.P. Morgan Reaffirms Their Hold Rating on Synchrony Financial (SYF) - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

Analysts Offer Insights on Financial Companies: Western Alliance (WAL) and Synchrony Financial (SYF) - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

RBC Capital Reaffirms Their Hold Rating on Synchrony Financial (SYF) - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

Synchrony Financial (SYF) Gets a Buy from Wells Fargo - The Globe and Mail

Jul 23, 2026
pulisher
Jul 23, 2026

Synchrony Financial (SYF) Gets a Buy from KBW - The Globe and Mail

Jul 23, 2026
pulisher
Jul 22, 2026

What To Expect From American Express’s (AXP) Q2 Earnings - Yahoo Finance

Jul 22, 2026
pulisher
Jul 22, 2026

10 Best High-Yield Savings Accounts Of July 2026: Up To 4.00% APY - Forbes

Jul 22, 2026
pulisher
Jul 22, 2026

SYF Maintains Overweight Rating by Wells Fargo -- Price Target L - GuruFocus

Jul 22, 2026
pulisher
Jul 22, 2026

Transcript: Synchrony Financial Q2 2026 Earnings Conference Call - Sahm

Jul 22, 2026
pulisher
Jul 22, 2026

Synchrony Financial BDR program executes 6-for-1 stock split ratio adjustment - Bitget

Jul 22, 2026
pulisher
Jul 22, 2026

Seaport Global Adjusts Price Target on Synchrony Financial to $94 From $95, Maintains Buy Rating - Moomoo

Jul 22, 2026
pulisher
Jul 22, 2026

RBC Cuts Price Target on Synchrony Financial to $80 From $85, Keeps Sector Perform Rating - Moomoo

Jul 22, 2026
pulisher
Jul 22, 2026

Miami-Dade deputies: Mother and son pretend to sell jewelry to steal from Synchrony - WPLG Local 10

Jul 22, 2026
pulisher
Jul 22, 2026

SYF Maintained by RBC Capital -- Price Target Lowered to $80.00 - GuruFocus

Jul 22, 2026
pulisher
Jul 22, 2026

Synchrony Financial stock rises on strong earnings context - Ad-hoc-news.de

Jul 22, 2026
pulisher
Jul 22, 2026

1 Value Stock to Own for Decades and 2 That Underwhelm - Yahoo Finance

Jul 22, 2026
pulisher
Jul 22, 2026

A Quick Look at Today's Ratings for Synchrony Financial(SYF.US), With a Forecast Between $78 to $98 - Moomoo

Jul 22, 2026
pulisher
Jul 22, 2026

Deutsche Bank Adjusts Synchrony Financial Price Target to $104 From $101, Maintains Buy Rating - marketscreener.com

Jul 22, 2026
pulisher
Jul 22, 2026

Goldman Sachs Cuts Price Target on Synchrony Financial to $87 From $90, Maintains Buy Rating - Moomoo

Jul 22, 2026
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Jul 22, 2026

Synchrony Financial To Rally Around 25%? Here Are 10 Top Analyst Forecasts For Wednesday - Benzinga

Jul 22, 2026
pulisher
Jul 22, 2026

SYF Maintained by Baird -- Price Target Raised to $90.00 - GuruFocus

Jul 22, 2026
pulisher
Jul 22, 2026

Loop Capital Adjusts Price Target on Synchrony Financial to $78 From $81, Maintains Hold Rating - marketscreener.com

Jul 22, 2026
pulisher
Jul 22, 2026

Is Synchrony Financial (SYF) Cheap As Stronger Guidance Meets A Weaker Share Price? - Yahoo Finance

Jul 22, 2026
pulisher
Jul 22, 2026

Sallie Mae (SLM) Q2 Earnings: What To Expect - Yahoo! Finance Canada

Jul 22, 2026
pulisher
Jul 22, 2026

SYNCHRONY FINANCIAL 8.250% DEP REP 1/40TH PRF NON CUM B To Go Ex-Dividend On August 5th, 2026 With 0.51563 USD Dividend Per Share - Moomoo

Jul 22, 2026
pulisher
Jul 22, 2026

SYNCHRONY FINANCIAL 5.625% DEP REP 1/40TH PRF NON CUM PERP A To Go Ex-Dividend On August 5th, 2026 With 0.35156 USD Dividend Per Share - Moomoo

Jul 22, 2026
pulisher
Jul 21, 2026

Synchrony Financial (SYF) Reports Strong Q2 Growth Despite Profi - GuruFocus

Jul 21, 2026
pulisher
Jul 21, 2026

Bread Financial Earnings: What To Look For From BFH - TradingView

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial (SYF) Stock Faces Earnings Decline Forecast Despite 35% Net Margin In Q2 - simplywall.st

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Lifts Profit Outlook on Rising Purchase Volume, Net Interest Income - Moomoo

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial Earnings Call Highlights Growth Momentum - TipRanks

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial shares fall despite strong loan growth and attractive dividends. - Pluang

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial: Card Holders Are Still BuyingSo Should Stock Investors (NYSE:SYF) - Seeking Alpha

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony grows cardholder base for the first time in over a year - eMarketer

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial (SYF) Releases Monthly Charge-Off and Delinq - GuruFocus

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Financial stock underperforms Tuesday when compared to competitors - MarketWatch

Jul 21, 2026
pulisher
Jul 21, 2026

Synchrony Earnings: Modest Recovery in Loan Growth and Good Credit Performance Drive Strong Results - Morningstar

Jul 21, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Synchrony Financial Stock (SYF) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
MOTHNER JONATHAN S
See remarks
May 15 '26
Sale
71.23
51,258
3,651,107
132,664
$70.23
price down icon 1.38%
$16.46
price down icon 1.14%
VV VV
$339.85
price up icon 0.05%
$42.92
price down icon 2.39%
$56.15
price up icon 0.27%
Cap:     |  Volume (24h):