72.63
price down icon1.01%   -0.74
pre-market  Pre-market:  72.47   -0.16   -0.22%
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Synchrony Financial stock is traded at $72.63, with a volume of 7.04M. It is down -1.01% in the last 24 hours and down -13.85% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$73.37
Open:
$72.92
24h Volume:
7.04M
Relative Volume:
1.84
Market Cap:
$25.23B
Revenue:
$19.27B
Net Income/Loss:
$3.58B
P/E Ratio:
7.9374
EPS:
9.1503
Net Cash Flow:
$9.75B
1W Performance:
-5.20%
1M Performance:
-13.85%
6M Performance:
+3.37%
1Y Performance:
+4.55%
1-Day Range:
Value
$71.86
$73.62
1-Week Range:
Value
$71.86
$77.58
52-Week Range:
Value
$40.55
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-01-27
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF with other stocks

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
SYF
Synchrony Financial
72.63 25.49B 19.27B 3.58B 9.75B 9.1503
Credit Services icon
V
Visa Inc
321.83 639.72B 41.39B 20.59B 22.93B 10.55
Credit Services icon
MA
Mastercard Incorporated
538.79 486.50B 32.82B 14.97B 16.19B 16.52
Credit Services icon
AXP
American Express Co
352.17 246.95B 80.48B 10.76B 18.94B 15.38
Credit Services icon
COF
Capital One Financial Corp
218.93 137.09B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
52.69 49.69B 32.91B 4.92B 5.57B 4.9845

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
Feb 01, 2026

Why You Might Be Interested In Synchrony Financial (NYSE:SYF) For Its Upcoming Dividend - 富途牛牛

Feb 01, 2026
pulisher
Feb 01, 2026

A Look At Synchrony Financial (SYF) Valuation After Q4 Earnings, Buyback Plan And Mixed 2026 Outlook - simplywall.st

Feb 01, 2026
pulisher
Feb 01, 2026

Will lower active accounts impact Synchrony's Q4 earnings potential? - MSN

Feb 01, 2026
pulisher
Jan 31, 2026

Synchrony Financial $SYF Shares Sold by Bank of New York Mellon Corp - MarketBeat

Jan 31, 2026
pulisher
Jan 31, 2026

Synchrony Financial (NYSE:SYF) Cut to "Hold" at Wall Street Zen - MarketBeat

Jan 31, 2026
pulisher
Jan 30, 2026

Synchrony Financial (SYF) Balances Strong Q4 Earnings With Regulatory Uncertainty Is Its Resilience Durable? - simplywall.st

Jan 30, 2026
pulisher
Jan 30, 2026

Synchrony Financial: Buy Rating Reaffirmed as Near-Term Expense Pressures Mask Attractive Valuation and 2026 Earnings Power - TipRanks

Jan 30, 2026
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Jan 30, 2026

Stamford-based Synchrony reports profit hit from voluntary retirement program - Hartford Business Journal

Jan 30, 2026
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Jan 30, 2026

Synchrony Bank Savings Rate - Forbes

Jan 30, 2026
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Jan 30, 2026

Analysts’ Opinions Are Mixed on These Financial Stocks: Synchrony Financial (SYF) and Invesco (IVZ) - The Globe and Mail

Jan 30, 2026
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Jan 30, 2026

Market Experts Temper Outlook for Synchrony Despite Record Performance - AD HOC NEWS

Jan 30, 2026
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Jan 30, 2026

Strs Ohio Cuts Stock Holdings in Synchrony Financial $SYF - MarketBeat

Jan 30, 2026
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Jan 30, 2026

Federated Hermes Inc. Raises Holdings in Synchrony Financial $SYF - MarketBeat

Jan 30, 2026
pulisher
Jan 30, 2026

Best High-Yield Savings Accounts for February 2026: Up to 4.35% - NerdWallet

Jan 30, 2026
pulisher
Jan 29, 2026

Analysts Offer Insights on Financial Companies: National Bank Holdings (NBHC), Popular (BPOP) and Synchrony Financial (SYF) - The Globe and Mail

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony Financial stock slips after earnings pop: is SYF’s three?month rally running out of stea - AD HOC NEWS

Jan 29, 2026
pulisher
Jan 29, 2026

Full List of 142 Synchrony Store Credit Cards [2026] - Upgraded Points

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony price target lowered to $84 from $92 at Truist - TipRanks

Jan 29, 2026
pulisher
Jan 29, 2026

Analysts Are Bullish on These Financial Stocks: Synchrony Financial (SYF), WisdomTree (WT) - The Globe and Mail

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony Financial Stock Could Rally Back Near Record Peak - Finviz

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony Financial (NYSE:SYF) Given New $84.00 Price Target at Truist Financial - MarketBeat

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony Financial (SYF) Price Target Lowered by Truist Securit - GuruFocus

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony price target lowered to $85 from $91 at RBC Capital - Yahoo Finance

Jan 29, 2026
pulisher
Jan 29, 2026

Evercore Maintains Synchrony Financial(SYF.US) With Buy Rating, Cuts Target Price to $88 - 富途牛牛

Jan 29, 2026
pulisher
Jan 29, 2026

A Quick Look at Today's Ratings for Synchrony Financial(SYF.US), With a Forecast Between $83 to $100 - 富途牛牛

Jan 29, 2026
pulisher
Jan 29, 2026

Synchrony Financial $SYF Shares Sold by AustralianSuper Pty Ltd - MarketBeat

Jan 29, 2026
pulisher
Jan 28, 2026

Best CD Rates Of January 2026: Up To 4.10% APY - Forbes

Jan 28, 2026
pulisher
Jan 28, 2026

10 Best High-Yield Savings Accounts: Up to 5.00% APY - Forbes

Jan 28, 2026
pulisher
Jan 28, 2026

Is Synchrony Financial the Sleeper Stock of the Year or a Total Trap? - AD HOC NEWS

Jan 28, 2026
pulisher
Jan 28, 2026

American Express Earnings: What To Look For From AXP - TradingView

Jan 28, 2026
pulisher
Jan 28, 2026

Ten out of 10:00 with Betty Monroe, connective engagement coach - Home News Now

Jan 28, 2026
pulisher
Jan 28, 2026

Will Record Purchase Volumes and Capital Returns Reshape Synchrony Financial's (SYF) Core Earnings Narrative? - Yahoo Finance

Jan 28, 2026
pulisher
Jan 28, 2026

JPMorgan Chase & Co. Lowers Synchrony Financial (NYSE:SYF) Price Target to $84.00 - MarketBeat

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial (SYF) Analyst Rating Update: JP Morgan Lowers Price Target | SYF Stock News - GuruFocus

Jan 28, 2026
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Jan 28, 2026

Synchrony Financial (NYSE:SYF) Price Target Cut to $85.00 by Analysts at Royal Bank Of Canada - MarketBeat

Jan 28, 2026
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Jan 28, 2026

RBC Capital Lowers Price Target for Synchrony Financial (SYF) wh - GuruFocus

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings - Benzinga

Jan 28, 2026
pulisher
Jan 28, 2026

Morgan Stanley Adjusts Price Target on Synchrony Financial to $83 From $86, Maintains Equalweight Rating - marketscreener.com

Jan 28, 2026
pulisher
Jan 28, 2026

JPMorgan Adjusts Price Target on Synchrony Financial to $84 From $86, Maintains Neutral Rating - marketscreener.com

Jan 28, 2026
pulisher
Jan 28, 2026

TD Cowen Adjusts Price Target on Synchrony Financial to $95 From $100, Maintains Buy Rating - marketscreener.com

Jan 28, 2026
pulisher
Jan 28, 2026

BTIG Adjusts Price Target on Synchrony Financial to $96 From $100, Maintains Buy Rating - marketscreener.com

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony price target lowered to $95 from $100 at TD Cowen - TipRanks

Jan 28, 2026
pulisher
Jan 28, 2026

Barclays Lowers Price Target on Synchrony Financial (SYF) | SYF Stock News - GuruFocus

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial (NYSE:SYF) Price Target Lowered to $93.00 at Barclays - MarketBeat

Jan 28, 2026
pulisher
Jan 28, 2026

FinancialContentThe Frictionless Engine: A Deep Dive into Synchrony Financial (SYF) in 2026 - FinancialContent

Jan 28, 2026
pulisher
Jan 28, 2026

RBC Lowers Price Target on Synchrony Financial to $85 From $91, Keeps Sector Perform Rating - marketscreener.com

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial (NYSE:SYF) Upgraded to "Buy" at Compass Point - MarketBeat

Jan 28, 2026
pulisher
Jan 28, 2026

A Quick Look at Today's Ratings for Synchrony Financial(SYF.US), With a Forecast Between $85 to $100 - 富途牛牛

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony price target lowered to $84 from $86 at JPMorgan - TipRanks

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial (NYSE:SYF) Q4 2025 Earnings Call Transcript - Insider Monkey

Jan 28, 2026
pulisher
Jan 28, 2026

Synchrony Financial price target lowered to $85 by RBC Capital - Investing.com Nigeria

Jan 28, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$22.81
price down icon 6.36%
$60.30
price down icon 3.98%
$42.28
price down icon 1.58%
credit_services OMF
$65.54
price down icon 0.85%
$52.69
price down icon 0.79%
Cap:     |  Volume (24h):