72.81
price up icon0.83%   0.60
 
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Synchrony Financial stock is traded at $72.81, with a volume of 4.08M. It is up +0.83% in the last 24 hours and down -3.83% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$72.21
Open:
$71.49
24h Volume:
4.08M
Relative Volume:
1.04
Market Cap:
$23.69B
Revenue:
$18.98B
Net Income/Loss:
$3.60B
P/E Ratio:
7.5371
EPS:
9.6602
Net Cash Flow:
$9.83B
1W Performance:
-1.66%
1M Performance:
-3.83%
6M Performance:
-6.77%
1Y Performance:
+3.04%
1-Day Range:
Value
$71.31
$72.98
1-Week Range:
Value
$70.86
$74.94
52-Week Range:
Value
$63.08
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-07-21
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
SYF icon
SYF
Synchrony Financial
72.81 23.69B 18.98B 3.60B 9.83B 9.6602
V icon
V
Visa Inc
353.42 672.11B 43.03B 22.04B 21.19B 11.37
MA icon
MA
Mastercard Incorporated
531.98 470.05B 34.01B 15.57B 16.65B 17.28
AXP icon
AXP
American Express Co
348.74 237.95B 82.43B 11.15B 14.44B 16.03
COF icon
COF
Capital One Financial Corp
201.36 123.53B 74.99B 2.79B 27.29B 2.8368
PYPL icon
PYPL
Paypal Holdings Inc
55.51 48.97B 34.02B 5.06B 5.50B 5.3309

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Apr-22-26 Downgrade BTIG Research Buy → Neutral
Feb-13-26 Upgrade Robert W. Baird Neutral → Outperform
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
Jul 22, 2026

What To Expect From American Express’s (AXP) Q2 Earnings - Yahoo Finance

Jul 22, 2026
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Jul 22, 2026

SYF Maintains Overweight Rating by Wells Fargo -- Price Target L - GuruFocus

Jul 22, 2026
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Jul 22, 2026

Transcript: Synchrony Financial Q2 2026 Earnings Conference Call - Sahm

Jul 22, 2026
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Jul 22, 2026

RBC Cuts Price Target on Synchrony Financial to $80 From $85, Keeps Sector Perform Rating - Moomoo

Jul 22, 2026
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Jul 22, 2026

Miami-Dade deputies: Mother and son pretend to sell jewelry to steal from Synchrony - WPLG Local 10

Jul 22, 2026
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Jul 22, 2026

SYF Maintained by RBC Capital -- Price Target Lowered to $80.00 - GuruFocus

Jul 22, 2026
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Jul 22, 2026

Synchrony Financial stock rises on strong earnings context - Ad-hoc-news.de

Jul 22, 2026
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Jul 22, 2026

1 Value Stock to Own for Decades and 2 That Underwhelm - Yahoo! Finance Canada

Jul 22, 2026
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Jul 22, 2026

Deutsche Bank Adjusts Synchrony Financial Price Target to $104 From $101, Maintains Buy Rating - marketscreener.com

Jul 22, 2026
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Jul 22, 2026

Goldman Sachs Cuts Price Target on Synchrony Financial to $87 From $90, Maintains Buy Rating - Moomoo

Jul 22, 2026
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Jul 22, 2026

Synchrony Financial To Rally Around 25%? Here Are 10 Top Analyst Forecasts For Wednesday - Benzinga

Jul 22, 2026
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Jul 22, 2026

SYF Maintained by Baird -- Price Target Raised to $90.00 - GuruFocus

Jul 22, 2026
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Jul 22, 2026

Seaport Global Adjusts Price Target on Synchrony Financial to $94 From $95, Maintains Buy Rating - marketscreener.com

Jul 22, 2026
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Jul 22, 2026

Is Synchrony Financial (SYF) Cheap As Stronger Guidance Meets A Weaker Share Price? - Yahoo Finance

Jul 22, 2026
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Jul 22, 2026

Sallie Mae (SLM) Q2 Earnings: What To Expect - Yahoo! Finance Canada

Jul 22, 2026
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Jul 22, 2026

SYNCHRONY FINANCIAL 8.250% DEP REP 1/40TH PRF NON CUM B To Go Ex-Dividend On August 5th, 2026 With 0.51563 USD Dividend Per Share - Moomoo

Jul 22, 2026
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Jul 21, 2026

Synchrony Financial (SYF) Reports Strong Q2 Growth Despite Profi - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Bread Financial Earnings: What To Look For From BFH - TradingView

Jul 21, 2026
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Jul 21, 2026

What To Expect From Enova’s (ENVA) Q2 Earnings - TradingView

Jul 21, 2026
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Jul 21, 2026

Synchrony Lifts Profit Outlook on Rising Purchase Volume, Net Interest Income - Moomoo

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial (SYF) Stock Faces Earnings Decline Forecast Despite 35% Net Margin In Q2 - simplywall.st

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Earnings Call Highlights Growth Momentum - TipRanks

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial shares fall despite strong loan growth and attractive dividends. - Pluang

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial: Card Holders Are Still BuyingSo Should Stock Investors (NYSE:SYF) - Seeking Alpha

Jul 21, 2026
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Jul 21, 2026

Synchrony grows cardholder base for the first time in over a year - eMarketer

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial (SYF) Releases Monthly Charge-Off and Delinq - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial stock underperforms Tuesday when compared to competitors - MarketWatch

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Q2 2026 Earnings Call Transcript - MarketBeat

Jul 21, 2026
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Jul 21, 2026

Synchrony (SYF) Q2 2026 Earnings Call Transcript - Fortune

Jul 21, 2026
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Jul 21, 2026

Consumers keep spending frequently despite infl... - Pluang

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial (SYF) Q2 2026 Earnings Call Highlights: Reco - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Synchrony CFO Sees Consumers Spending Through Inflation Pressure - PYMNTS.com

Jul 21, 2026
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Jul 21, 2026

Baird Raises Synchrony Financial Price Target to $90 From $86 - marketscreener.com

Jul 21, 2026
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Jul 21, 2026

Lobbying Update: $430,000 of SYNCHRONY FINANCIAL lobbying was just disclosed - Quiver Quantitative

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Provides Earnings Guidance for the Fiscal Year 2026 - marketscreener.com

Jul 21, 2026
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Jul 21, 2026

Synchrony (SYF) Reports Strong Q2 Growth and Solid Financial Met - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Synchrony: Affordability crisis isn't hurting spending - American Banker

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Q2 Earnings Call Highlights - MarketBeat

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial reports strong Q2 results, raises full-year EPS guidance - scanx.trade

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial (SYF) Q2 Earnings Beat Expectations - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Q2 Earnings, Net Interest Income Rise - Moomoo

Jul 21, 2026
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Jul 21, 2026

Understanding the Setup: (SYF) and Scalable Risk - Stock Traders Daily

Jul 21, 2026
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Jul 21, 2026

Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook - TradingView

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Sees End-2026 Loan Receivables Up Mid-Single Digits >SYF - Moomoo

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial slips as investors digest mixed Q2 earnings signals - Quiver Quantitative

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial reports $885M Q2 2026 earnings - grafa.com

Jul 21, 2026
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Jul 21, 2026

Synchrony Q2 2026 slides: purchase volume hits record, credit improves - Investing.com

Jul 21, 2026
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Jul 21, 2026

Earnings call transcript: Synchrony beats Q2 2026 EPS forecast as sales hit record - Investing.com

Jul 21, 2026
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Jul 21, 2026

Synchrony (SYF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates - Yahoo Finance UK

Jul 21, 2026
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Jul 21, 2026

SYF Anticipates Continued Growth in Loan Receivables and Strong Customer Engagement - GuruFocus

Jul 21, 2026
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Jul 21, 2026

Synchrony Financial Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026 - marketscreener.com

Jul 21, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$73.92
price down icon 1.08%
$17.07
price down icon 3.23%
VV VV
$343.96
price down icon 0.17%
$44.67
price up icon 0.54%
$55.51
price down icon 0.61%
Cap:     |  Volume (24h):