79.62
price down icon1.19%   -0.96
after-market After Hours: 79.62
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Synchrony Financial stock is traded at $79.62, with a volume of 2.91M. It is down -1.19% in the last 24 hours and up +8.15% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$80.58
Open:
$80.99
24h Volume:
2.91M
Relative Volume:
0.81
Market Cap:
$25.91B
Revenue:
$18.98B
Net Income/Loss:
$3.60B
P/E Ratio:
8.2421
EPS:
9.6602
Net Cash Flow:
$9.83B
1W Performance:
+0.26%
1M Performance:
+8.15%
6M Performance:
+10.19%
1Y Performance:
+11.22%
1-Day Range:
Value
$79.52
$81.79
1-Week Range:
Value
$79.13
$81.92
52-Week Range:
Value
$63.08
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-07-21
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
SYF icon
SYF
Synchrony Financial
79.62 26.22B 18.98B 3.60B 9.83B 9.6602
V icon
V
Visa Inc
365.54 680.07B 43.03B 22.04B 21.19B 11.37
MA icon
MA
Mastercard Incorporated
573.72 503.10B 34.01B 15.57B 16.65B 17.28
AXP icon
AXP
American Express Co
339.90 228.61B 82.43B 11.15B 14.44B 16.03
COF icon
COF
Capital One Financial Corp
220.73 135.87B 74.99B 2.79B 27.29B 2.8368
PYPL icon
PYPL
Paypal Holdings Inc
61.25 51.70B 34.02B 5.06B 5.50B 5.3309

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Apr-22-26 Downgrade BTIG Research Buy → Neutral
Feb-13-26 Upgrade Robert W. Baird Neutral → Outperform
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
06:45 AM

Synchrony Financial (SYF) Stock Trades At A Discount Despite A 164% Return - simplywall.st

06:45 AM
pulisher
05:41 AM

Synchrony Financial Executive Reports Accrual of 49 Dividend Equivalent Units on August 17, 2026 - Kalkine Media

05:41 AM
pulisher
05:41 AM

Synchrony Financial EVP Alberto Casellas Reports Beneficial Ownership Update - Kalkine Media

05:41 AM
pulisher
04:51 AM

Synchrony Financial (NYSE: SYF) awards Casellas new stock-linked units - Stock Titan

04:51 AM
pulisher
04:51 AM

Synchrony Financial (NYSE: SYF) logs new insider stock deal - Stock Titan

04:51 AM
pulisher
04:51 AM

Synchrony Financial (NYSE: SYF) adds 14 dividend units to director stake - Stock Titan

04:51 AM
pulisher
04:50 AM

Synchrony (NYSE: SYF) director holds 51,824 dividend equivalent units - Stock Titan

04:50 AM
pulisher
04:50 AM

Synchrony Financial (NYSE: SYF) director now holds 2,352 dividend units - Stock Titan

04:50 AM
pulisher
04:50 AM

Synchrony Financial (NYSE: SYF) director lifts total to 30,273 dividend units - Stock Titan

04:50 AM
pulisher
04:50 AM

Synchrony Financial (NYSE: SYF) director adds dividend units - Stock Titan

04:50 AM
pulisher
04:49 AM

Synchrony (NYSE: SYF) director adds shares with dividend reinvestment - Stock Titan

04:49 AM
pulisher
04:49 AM

Synchrony (NYSE: SYF) director now holds 52,534 dividend units - Stock Titan

04:49 AM
pulisher
04:49 AM

Synchrony (SYF) CFO now holds 64,763 dividend units after grant - Stock Titan

04:49 AM
pulisher
09:00 AM

Synchrony expands AI strategy with OpenAI collaboration, names chief AI officer - hartfordbusiness.com

09:00 AM
pulisher
06:15 AM

Synchrony Financial stock holds near $80 as institutional buyers step up - Ad-hoc-news.de

06:15 AM
pulisher
06:01 AM

Pallas Capital Advisors LLC Takes Position in Synchrony Financial $SYF - MarketBeat

06:01 AM
pulisher
04:35 AM

71,341 Shares in Synchrony Financial $SYF Acquired by Foster & Motley Inc. - MarketBeat

04:35 AM
pulisher
04:13 AM

Deutsche Bank AG Buys Shares of 2,458,557 Synchrony Financial $SYF - MarketBeat

04:13 AM
pulisher
04:10 AM

Synchrony appoints Nimrod Barak as chief AI officer - FinTech Futures

04:10 AM
pulisher
Aug 18, 2026

Credit Card Delinquencies Edge Up to 2.5% Across Top Banks - PYMNTS.com

Aug 18, 2026
pulisher
Aug 18, 2026

Synchrony - Westfair Communications

Aug 18, 2026
pulisher
Aug 18, 2026

Synchrony Is Bringing Its Financing and Rewards Programs Into ChatGPT - AIM Media House

Aug 18, 2026
pulisher
Aug 18, 2026

Credit Card Delinquencies Extend Declines as Issuers Post Mixed July Metrics - finance.biggo.com

Aug 18, 2026
pulisher
Aug 18, 2026

Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce - TradingView

Aug 18, 2026
pulisher
Aug 18, 2026

29,517 Shares in Synchrony Financial $SYF Purchased by Plato Investment Management Ltd - MarketBeat

Aug 18, 2026
pulisher
Aug 18, 2026

Wolfe reports July credit data for card issuers By Investing.com - Investing.com Nigeria

Aug 18, 2026
pulisher
Aug 17, 2026

Synchrony Taps OpenAI to Let Shoppers Check Out With Store Cards Inside ChatGPT - finance.biggo.com

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony partners with OpenAI to enhance online shopping with AI-powered consumer portals. - Pluang

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony and OpenAI Bring Store Cards to ChatGPT Checkout - Briefs Finance

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony unveils ChatGPT plugin - Finextra Research

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Financial Partners With OpenAI To Enable In-Chat Shopping - RTTNews

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony launches ChatGPT plugin to showcase s... - Pluang

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony stock rises on OpenAI collaboration and $81.04 quote - AD HOC NEWS

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Financial (NYSE: SYF) exec sells 5,456 shares at $80 - Stock Titan

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Debuts ChatGPT Plugin to Promote Offers - PYMNTS.com

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Works With OpenAI to Advance Agentic Commerce - citybiz

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Financial partners with OpenAI for ChatGPT shopping - qz.com

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony wants your Amazon and Walmart store cards inside ChatGPT - The Next Web

Aug 17, 2026
pulisher
Aug 17, 2026

SYF Looks 6.6% Overvalued on GF Value™ as Dividend Sustainabilit - GuruFocus

Aug 17, 2026
pulisher
Aug 17, 2026

SYF Looks 6.7% Overvalued on GF Value™ as Dividend Sustainabilit - GuruFocus

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony partners with OpenAI to enable store card purchases directly inside ChatGPT within a year. - Pluang

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony works with OpenAI to advance agentic commerce (SYF:NYSE) - Seeking Alpha

Aug 17, 2026
pulisher
Aug 17, 2026

Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping - CNBC

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Financial Collaborates With OpenAI for AI-Native Shopping Experiences - marketscreener.com

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony partners with OpenAI to integrate AI in shopping, financing, and loyalty experiences. - Pluang

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony, OpenAI Team Up to Expand AI-Powered Shopping - Moomoo

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony partners with OpenAI for AI shopping integration - Investing.com

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony partners with OpenAI for AI shopping integration By Investing.com - Investing.com South Africa

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony enters enterprise collaboration with OpenAI - TipRanks

Aug 17, 2026
pulisher
Aug 17, 2026

Credit card issuer Synchrony announces partnership with OpenAI - CNBC

Aug 17, 2026
pulisher
Aug 17, 2026

Synchrony Financial And OpenAI Enter Enterprise Collaboration To Power The Next Era Of Agentic Commerce - marketscreener.com

Aug 17, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$77.33
price up icon 5.13%
$18.42
price up icon 4.30%
VV VV
$354.12
price up icon 0.15%
$43.11
price down icon 1.19%
$61.25
price up icon 1.36%
Cap:     |  Volume (24h):