SYF

$75.182.13%-1.64

Pre-market: 75.50+0.32 +0.43%

Synchrony Financial (SYF)

Date: O: H: L: C: Vol:

Synchrony Financial stock is traded at $75.18, with a volume of 4,140,178. It is down -2.13% in the last 24 hours and up +4.75% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Previous Close:

$76.82

Open:

$77.05

24h Volume:

4,140,178

Relative Volume:

1.14

Market Cap:

$24.46B

Revenue:

$18.98B

Net Income/Loss:

$3.60B

P/E Ratio:

7.78

EPS:

$9.66

Net Cash Flow:

$9.83B

1W Performance:

-0.24%

1M Performance:

+4.75%

6M Performance:

+1.27%

1Y Performance:

+2.56%

1-Day Range:

$0.00$0.00

1-Week Range:

$74.86$77.76

52-Week Range:

$63.08$88.77

Synchrony Financial Stock (SYF) Company Profile

Name

Synchrony Financial

Sector

Financial

Industry

Credit Services

Phone

203 585-2400

Address

777 LONG RIDGE ROAD, STAMFORD, USA

Employee

20,000

@synchrony

Next Earnings Date

null

Latest SEC Filings

SEC

SYF's Discussions on X

Market Cap

Revenue

Net Income

Cash Flow

EPS

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Oct-21-26	Downgrade	Evercore ISI	Outperform → In-line
Oct-09-26	Initiated	BMO Capital Markets	Market Perform
May-22-26	Initiated	Loop Capital	Hold
Apr-22-26	Downgrade	BTIG Research	Buy → Neutral
Feb-13-26	Upgrade	Robert W. Baird	Neutral → Outperform
Jan-28-26	Upgrade	Compass Point	Neutral → Buy
Dec-08-25	Resumed	Wolfe Research	Outperform
Dec-05-25	Downgrade	Robert W. Baird	Outperform → Neutral
Oct-10-25	Upgrade	HSBC Securities	Hold → Buy
Oct-07-25	Downgrade	JP Morgan	Overweight → Neutral
Aug-01-25	Initiated	Rothschild & Co Redburn	Neutral
Jul-14-25	Upgrade	BTIG Research	Neutral → Buy
Apr-07-25	Downgrade	Morgan Stanley	Overweight → Equal-Weight
Jan-28-25	Downgrade	Compass Point	Buy → Neutral
Jan-06-25	Upgrade	Barclays	Equal Weight → Overweight
Dec-19-24	Upgrade	Morgan Stanley	Underweight → Overweight
Dec-09-24	Upgrade	JP Morgan	Neutral → Overweight
Dec-03-24	Upgrade	Wells Fargo	Equal Weight → Overweight
Sep-16-24	Downgrade	BTIG Research	Buy → Neutral
Aug-09-24	Upgrade	BofA Securities	Neutral → Buy
Jul-16-24	Initiated	Compass Point	Buy
Jun-28-24	Initiated	Robert W. Baird	Outperform
Jun-07-24	Initiated	BTIG Research	Buy
May-02-24	Upgrade	Keefe Bruyette	Mkt Perform → Outperform
Apr-04-24	Upgrade	Wolfe Research	Underperform → Outperform
Feb-08-24	Resumed	Morgan Stanley	Underweight
Jan-10-24	Downgrade	BMO Capital Markets	Outperform → Market Perform
Jan-10-24	Initiated	Deutsche Bank	Buy
Nov-15-23	Initiated	Barclays	Equal Weight
Nov-01-23	Initiated	TD Cowen	Outperform
Oct-13-23	Initiated	HSBC Securities	Hold
Sep-05-23	Downgrade	RBC Capital Mkts	Outperform → Sector Perform
Jul-14-23	Downgrade	Oppenheimer	Outperform → Perform
Mar-17-23	Downgrade	Keefe Bruyette	Outperform → Mkt Perform
Mar-17-23	Upgrade	Oppenheimer	Perform → Outperform
Jan-06-23	Downgrade	Barclays	Overweight → Equal Weight
Dec-13-22	Downgrade	BofA Securities	Buy → Neutral
Dec-01-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
Nov-21-22	Initiated	UBS	Neutral
Jul-13-22	Downgrade	Wells Fargo	Overweight → Equal Weight
May-12-22	Downgrade	Wolfe Research	Peer Perform → Underperform
Apr-06-22	Upgrade	Piper Sandler	Neutral → Overweight
Mar-28-22	Downgrade	Morgan Stanley	Overweight → Equal-Weight
Mar-17-22	Downgrade	Wolfe Research	Outperform → Peer Perform
Jan-31-22	Reiterated	BMO Capital Markets	Outperform
Jan-31-22	Reiterated	Credit Suisse	Outperform
Jan-31-22	Reiterated	Morgan Stanley	Overweight
Jan-31-22	Reiterated	Piper Sandler	Neutral
Jan-31-22	Reiterated	Seaport Research Partners	Buy
Jan-31-22	Reiterated	Stephens	Equal-Weight
Jan-03-22	Downgrade	Stephens	Overweight → Equal-Weight
Nov-29-21	Initiated	Piper Sandler	Neutral
Oct-29-21	Upgrade	Citigroup	Neutral → Buy
Oct-20-21	Downgrade	JP Morgan	Overweight → Neutral
Aug-30-21	Initiated	Seaport Global Securities	Buy
Jul-09-21	Resumed	Citigroup	Neutral
Apr-14-21	Downgrade	Oppenheimer	Outperform → Perform
Apr-09-21	Initiated	Evercore ISI	Outperform
Jan-19-21	Upgrade	JP Morgan	Neutral → Overweight
Dec-10-20	Upgrade	Barclays	Equal Weight → Overweight
Nov-30-20	Upgrade	Morgan Stanley	Equal-Weight → Overweight
Sep-10-20	Initiated	Deutsche Bank	Buy
Jul-31-20	Initiated	Wolfe Research	Outperform
Jul-15-20	Downgrade	JP Morgan	Overweight → Neutral
Jan-27-20	Upgrade	Stephens	Equal-Weight → Overweight
Dec-05-19	Downgrade	Nomura	Buy → Neutral
Dec-02-19	Resumed	BofA/Merrill	Buy
May-03-19	Resumed	RBC Capital Mkts	Outperform
Feb-14-19	Upgrade	Goldman	Neutral → Buy
Jan-30-19	Upgrade	BofA/Merrill	Neutral → Buy
Jan-24-19	Upgrade	Oppenheimer	Perform → Outperform
Jan-03-19	Upgrade	Stephens	Underweight → Equal-Weight
Sep-26-18	Downgrade	BofA/Merrill	Buy → Neutral
Apr-17-18	Initiated	RBC Capital Mkts	Outperform
Apr-05-18	Initiated	Citigroup	Neutral
Mar-14-18	Initiated	Buckingham Research	Buy
Jan-09-18	Upgrade	Wells Fargo	Market Perform → Outperform
Dec-18-17	Upgrade	BofA/Merrill	Neutral → Buy
Oct-11-17	Resumed	Wells Fargo	Market Perform

Synchrony Financial Stock (SYF) Financials Data

Period	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period End Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue USD (M)	-	-	16,999.00	15,625.00	14,239.00
Operating expenses USD (M)	-	-	14,095.00	11,663.00	8,736.00
Operating income USD (M)	-	-	2,904.00	3,962.00	5,503.00
Income before tax USD (M)	4,621.00	4,553.00	2,904.00	3,962.00	5,503.00
Income tax expense USD (M)	1,069.00	1,054.00	666.00	946.00	1,282.00
Net income USD (M)	3,552.00	3,499.00	2,238.00	3,016.00	4,221.00
Basic EPS USD/shares	9.38	8.64	5.21	6.19	7.40
Diluted EPS USD/shares	9.28	8.55	5.19	6.15	7.34
Basic weighted shares shares (M)	369.90	396.50	421.20	480.40	564.60
Diluted weighted shares shares (M)	373.90	400.60	423.50	483.40	569.30

Synchrony Financial Stock (SYF) Insider Trading

Casellas AlbertoAug 13 '26
See remarks
Transaction
Sale
Cost
$80.00
#Shares
5,456
Value ($)
436,480
#Shares Total
50,512
Casellas AlbertoAug 13 '26
Officer
Transaction
Proposed Sale
Cost
$80.00
#Shares
5,456
Value ($)
436,480
#Shares Total
0
Casellas AlbertoAug 13 '26
See remarks
Transaction
Option Exercise
Cost
$33.53
#Shares
5,456
Value ($)
182,940
#Shares Total
55,968
Gentleman CourtneyAug 03 '26
See remarks
Transaction
Sale
Cost
$76.73
#Shares
721
Value ($)
55,322
#Shares Total
18,620
Owens DarrellAug 03 '26
See remarks
Transaction
Sale
Cost
$76.73
#Shares
610
Value ($)
46,805
#Shares Total
16,410
COVIELLO ARTHUR W JRAug 03 '26
Director
Transaction
Proposed Sale
Cost
$75.79
#Shares
4,000
Value ($)
303,160
#Shares Total
0
Gentleman CourtneyAug 03 '26
Officer
Transaction
Proposed Sale
Cost
$76.73
#Shares
721
Value ($)
55,322
#Shares Total
0
Owens DarrellAug 03 '26
Officer
Transaction
Proposed Sale
Cost
$76.73
#Shares
610
Value ($)
46,805
#Shares Total
0
COVIELLO ARTHUR W JRAug 03 '26
Director
Transaction
Sale
Cost
$77.17
#Shares
4,000
Value ($)
308,680
#Shares Total
26,144
MOTHNER JONATHAN SMay 15 '26
See remarks
Transaction
Sale
Cost
$71.23
#Shares
51,258
Value ($)
3,651,107
#Shares Total
132,664

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total
Casellas Alberto	See remarks	Aug 13 '26	Sale	$80.00	5,456	436,480	50,512
Casellas Alberto	Officer	Aug 13 '26	Proposed Sale	$80.00	5,456	436,480	0
Casellas Alberto	See remarks	Aug 13 '26	Option Exercise	$33.53	5,456	182,940	55,968
Gentleman Courtney	See remarks	Aug 03 '26	Sale	$76.73	721	55,322	18,620
Owens Darrell	See remarks	Aug 03 '26	Sale	$76.73	610	46,805	16,410
COVIELLO ARTHUR W JR	Director	Aug 03 '26	Proposed Sale	$75.79	4,000	303,160	0
Gentleman Courtney	Officer	Aug 03 '26	Proposed Sale	$76.73	721	55,322	0
Owens Darrell	Officer	Aug 03 '26	Proposed Sale	$76.73	610	46,805	0
COVIELLO ARTHUR W JR	Director	Aug 03 '26	Sale	$77.17	4,000	308,680	26,144
MOTHNER JONATHAN S	See remarks	May 15 '26	Sale	$71.23	51,258	3,651,107	132,664

Synchrony Financial Stock (SYF) Latest News

Nov 03, 2026

Will Higher Enterprise & SMB Contribution Aid GPN's Q3 Earnings? - Zacks Investment Research

Nov 03, 2026

Nov 02, 2026