75.09
price up icon1.32%   0.98
after-market After Hours: 75.45 0.36 +0.48%
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Synchrony Financial stock is traded at $75.09, with a volume of 3.76M. It is up +1.32% in the last 24 hours and up +3.33% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$74.11
Open:
$73.59
24h Volume:
3.76M
Relative Volume:
0.98
Market Cap:
$24.43B
Revenue:
$18.98B
Net Income/Loss:
$3.60B
P/E Ratio:
7.7731
EPS:
9.6602
Net Cash Flow:
$9.83B
1W Performance:
+1.42%
1M Performance:
+3.33%
6M Performance:
-4.57%
1Y Performance:
+2.85%
1-Day Range:
Value
$73.56
$75.60
1-Week Range:
Value
$72.25
$75.60
52-Week Range:
Value
$63.08
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
null
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
SYF icon
SYF
Synchrony Financial
75.09 24.43B 18.98B 3.60B 9.83B 9.6602
V icon
V
Visa Inc
414.34 777.86B 43.03B 22.04B 21.19B 11.37
MA icon
MA
Mastercard Incorporated
633.21 554.70B 34.01B 15.57B 16.65B 17.28
AXP icon
AXP
American Express Co
325.17 219.59B 82.43B 11.15B 14.44B 16.03
COF icon
COF
Capital One Financial Corp
203.43 124.80B 74.99B 2.79B 27.29B 2.8368
PYPL icon
PYPL
Paypal Holdings Inc
57.53 49.22B 34.02B 5.06B 5.50B 5.3309

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Oct-21-26 Downgrade Evercore ISI Outperform → In-line
Oct-09-26 Initiated BMO Capital Markets Market Perform
May-22-26 Initiated Loop Capital Hold
Apr-22-26 Downgrade BTIG Research Buy → Neutral
Feb-13-26 Upgrade Robert W. Baird Neutral → Outperform
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
Oct 21, 2026

Synchrony Financial Earnings Call Highlights Record Growth - The Globe and Mail

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial stock underperforms Wednesday when compared to competitors despite daily gains - MarketWatch

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial Is Maintained at Overweight by Barclays - Moomoo

Oct 21, 2026
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Oct 21, 2026

Synchrony Aces The Quarter As Credit Fears Fade - MarketBeat

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial Price Target Raised to $94.00/Share From $93.00 by Barclays - Moomoo

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial (NYSE:SYF) Stock Price Expected to Rise, JPMorgan Chase & Co. Analyst Says - MarketBeat

Oct 21, 2026
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Oct 21, 2026

These Analysts Revise Their Forecasts On Synchrony Financial After Q3 Results - Benzinga

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial cut to In Line at Evercore amid higher rates, macro volatility (SYF:NYSE) - Seeking Alpha

Oct 21, 2026
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Oct 21, 2026

Analysts’ Opinions Are Mixed on These Financial Stocks: Synchrony Financial (SYF), Fifth Third Bancorp (FITB) and Interactive Brokers (IBKR) - The Globe and Mail

Oct 21, 2026
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Oct 21, 2026

JPMorgan Adjusts Synchrony Financial Price Target to $77 From $74 - marketscreener.com

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial (NYSE:SYF) Stock Gets Price Target Boost from Barclays - MarketBeat

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial (NYSE:SYF) Stock Rating Cut to In-Line at Evercore - MarketBeat

Oct 21, 2026
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Oct 21, 2026

260,293 Synchrony Financial $SYF Shares Acquired by Robeco Institutional Asset Management B.V. - MarketBeat

Oct 21, 2026
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Oct 21, 2026

SYF Q3 Deep Dive: Consumer Strength and Digital Strategy Shape Outlook - Yahoo Finance

Oct 21, 2026
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Oct 21, 2026

Synchrony Financial $SYF Holdings Lowered by Assenagon Asset Management S.A. - MarketBeat

Oct 21, 2026
pulisher
Oct 21, 2026

Synchrony expands credit access for personal care and wellness purchases through alternative data underwriting - The Business Journals

Oct 21, 2026
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Oct 21, 2026

Synchrony expands credit access for personal care and wellness purchases through alternative data underwriting - The Business Journals

Oct 21, 2026
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Oct 20, 2026

Synchrony Financial (SYF) Stock Slips Despite Lifted Q3 Earnings Outlook - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony: 3 Key Takeaways for Long-Term Investors - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony: 3 Key Takeaways for Long-Term Investors - The Motley Fool

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial (SYF) Q3 2026 Earnings Call Highlights: Record Purchase Volume and Strong ... - Yahoo Finance

Oct 20, 2026
pulisher
Oct 20, 2026

Synchrony sees 'big opportunity' in agentic commerce - American Banker

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Q3 2026 Earnings Call Summary - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

SYNCHRONY FINANCIAL ($SYF) Releases Q3 2026 Earnings - Quiver Quantitative

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial (SYF) Reports Strong Q3 2026 Results with Up - GuruFocus

Oct 20, 2026
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Oct 20, 2026

Synchrony: Broad-Based Consumer Spending Drives Q3 Purchase Volume to Record High - PYMNTS.com

Oct 20, 2026
pulisher
Oct 20, 2026

What Synchrony Financial (SYF) Said on Its Q3 Earnings Call - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

What Synchrony Financial (SYF) Said on Its Q3 Earnings Call - TradingView

Oct 20, 2026
pulisher
Oct 20, 2026

Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume - Zacks Investment Research

Oct 20, 2026
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Oct 20, 2026

Synchrony Q3 2026 slides: volume surges, credit improves amid cost pressures - Investing.com

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Q3 2026 Earnings Call Transcript - Benzinga

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Profit Falls on Higher Costs but Credit Trends Improve - WSJ

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial 2026 Q3ResultsEarnings Call Presentation (NYSE:SYF) 2026-10-20 - Seeking Alpha

Oct 20, 2026
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Oct 20, 2026

Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Q3 2026 Earnings Call Is Live - TradingView

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial (NYSE:SYF) Issues Earnings Results - MarketBeat

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial (NYSE:SYF) Posts Q3 2026 Sales In Line With Estimates - StockStory

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Q3 earnings beat; reaffirms earnings year guidance at top of range - TradingView

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial Q3 Earnings Fall, Revenue Rises - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony Financial beats third quarter earnings estimates - Investing.com

Oct 20, 2026
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Oct 20, 2026

Synchrony (SYF) Q3 Earnings Top Estimates - Zacks Investment Research

Oct 20, 2026
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Oct 20, 2026

Synchrony (SYF) Q3 Earnings Top Estimates - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony: Q3 Earnings Snapshot - Yahoo Finance

Oct 20, 2026
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Oct 20, 2026

Synchrony: Q3 Earnings Snapshot - 10TV

Oct 20, 2026
pulisher
Oct 20, 2026

Synchrony Reports Third Quarter 2026 Results - Morningstar

Oct 20, 2026
pulisher
Oct 20, 2026

Synchrony Reports Third Quarter 2026 Results - PR Newswire

Oct 20, 2026
pulisher
Oct 19, 2026

Earnings To Watch: Synchrony Financial (SYF) Reports Q3 Results Tomorrow - Yahoo Finance

Oct 19, 2026
pulisher
Oct 14, 2026

Can Higher Purchase Volumes Lift Synchrony Financial's Q3 Earnings? - Zacks Investment Research

Oct 14, 2026
pulisher
Oct 14, 2026

Is the Options Market Predicting a Spike in Synchrony Financial Stock? - Zacks Investment Research

Oct 14, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Synchrony Financial Stock (SYF) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
Casellas Alberto
Officer
Aug 13 '26
Proposed Sale
80.00
5,456
436,480
0
Casellas Alberto
See remarks
Aug 13 '26
Sale
80.00
5,456
436,480
50,512
Owens Darrell
Officer
Aug 03 '26
Proposed Sale
76.73
610
46,805
0
COVIELLO ARTHUR W JR
Director
Aug 03 '26
Sale
77.17
4,000
308,680
26,144
Gentleman Courtney
See remarks
Aug 03 '26
Sale
76.73
721
55,322
18,620
Owens Darrell
See remarks
Aug 03 '26
Sale
76.73
610
46,805
16,410
Gentleman Courtney
Officer
Aug 03 '26
Proposed Sale
76.73
721
55,322
0
COVIELLO ARTHUR W JR
Director
Aug 03 '26
Proposed Sale
75.79
4,000
303,160
0
MOTHNER JONATHAN S
See remarks
May 15 '26
Option Exercise
34.30
11,258
386,149
143,922
MOTHNER JONATHAN S
Officer
May 15 '26
Proposed Sale
71.23
51,258
3,651,107
0
$14.77
price down icon 0.87%
$39.31
price up icon 1.60%
$184.78
price down icon 14.75%
OMF OMF
$57.11
price up icon 0.49%
$558.90
price up icon 3.26%
$13.23
price up icon 0.84%
Cap:     |  Volume (24h):