Norwood Financial Corp. (NWFL)

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. It accepts a range of deposit products, such as interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits and individual retirement accounts. The company also offers various loans, which include commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, it provides investment securities services; investment products; and cash management, direct deposit, remote deposit capture, automated clearing house, trust, title and real estate settlement, and Internet and mobile banking services. Further, the company is involved in annuity and mutual fund sales; and discount brokerage activities, as well as insurance agency business. It serves consumers, businesses, nonprofit organizations, and municipalities. The company operates through 26 offices in Northeastern Pennsylvania and the Southern Tier of New York; and 27 automated teller machines. Norwood Financial Corp. was founded in 1870 and is based in Honesdale, Pennsylvania.