Synchrony Financial Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (SYFpB)

Synchrony Financial Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B Stock (SYFpB) Financials Data

*All numbers in millions

Period End Date	2026-09-30	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Period Length	3 Months	3 Months	3 Months	3 Months	3 Months
Net Interest Income/Expense	4.36%4,809.00	4,608.00	4,635.00	4,761.00	4,720.00
Noninterest Expense	3.01%1,371.00	1,331.00	1,316.00	1,399.00	1,248.00
Noninterest Income	23.36%105.00	137.00	133.00	126.00	127.00
Income/Loss From Continuing Operations Before Tax	0.42%1,181.00	1,186.00	1,047.00	952.00	1,429.00
Income Tax Expense/Benefit, Deferred	833.33%-44.00	6.00	28.00	13.00	140.00
Income Tax Expense/Benefit	3.99%289.00	301.00	242.00	201.00	352.00
	0.79%892.00	885.00	805.00	751.00	1,077.00
Attributable To Parent	0.79%892.00	885.00	805.00	751.00	1,077.00
Available To Common Stockholders, Basic	864.00	864.00	784.00	730.00	1,057.00
Preferred Stock Dividends And Other Adjustments	33.33%28.00	21.00	21.00	21.00	20.00
Basic Average Shares	3.71%319.00	331.30	342.40	-	365.90
Diluted Average Shares	3.50%322.40	334.10	346.00	-	369.90
Basic Earnings Per Share	3.83%2.71	2.61	2.29	-	2.89
Diluted Earnings Per Share	3.47%2.68	2.59	2.27	-	2.86
Common Stock Dividends	13.33%0.34	0.30	0.30	-	0.30