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4.22%
2.54%
-0.11
U.S. Monthly Interest Rate Overview
The current U.S. Monthly Interest Rate stand at 4.22%, reflecting an decrease from the previous month's 4.33% and a notable decline from the 5.13% recorded one year ago. This marks a month-over-month change of -2.54% and a year-over-year decrease of -17.74%.
- Over the period spanning from 1954 to 2025, the average U.S. Monthly Interest Rate was 4.61%.
- The U.S. Monthly Interest Rate reached its all time high of 19.10% in Jun, 1981.
- The lowest recorded value of the U.S. Monthly Interest Rate was 0.05% in May, 2020.
U.S. Monthly Interest Rate Historical Data
| Date | Value |
|---|---|
| September 2025 | 4.22% |
| August 2025 | 4.33% |
| July 2025 | 4.33% |
| June 2025 | 4.33% |
| May 2025 | 4.33% |
| April 2025 | 4.33% |
| March 2025 | 4.33% |
| February 2025 | 4.33% |
| January 2025 | 4.33% |
| December 2024 | 4.48% |
| November 2024 | 4.64% |
| October 2024 | 4.83% |
| September 2024 | 5.13% |
| August 2024 | 5.33% |
| July 2024 | 5.33% |
| June 2024 | 5.33% |
| May 2024 | 5.33% |
| April 2024 | 5.33% |
| March 2024 | 5.33% |
| February 2024 | 5.33% |
| January 2024 | 5.33% |
| December 2023 | 5.33% |
| November 2023 | 5.33% |
| October 2023 | 5.33% |
| September 2023 | 5.33% |
| August 2023 | 5.33% |
| July 2023 | 5.12% |
| June 2023 | 5.08% |
| May 2023 | 5.06% |
| April 2023 | 4.83% |
| March 2023 | 4.65% |
| February 2023 | 4.57% |
| January 2023 | 4.33% |
| December 2022 | 4.10% |
| November 2022 | 3.78% |
| October 2022 | 3.08% |
| September 2022 | 2.56% |
| August 2022 | 2.33% |
| July 2022 | 1.68% |
| June 2022 | 1.21% |
| May 2022 | 0.77% |
| April 2022 | 0.33% |
| March 2022 | 0.20% |
| February 2022 | 0.08% |
| January 2022 | 0.08% |
| December 2021 | 0.08% |
| November 2021 | 0.08% |
| October 2021 | 0.08% |
| September 2021 | 0.08% |
| August 2021 | 0.09% |
| July 2021 | 0.10% |
| June 2021 | 0.08% |
| May 2021 | 0.06% |
| April 2021 | 0.07% |
| March 2021 | 0.07% |
| February 2021 | 0.08% |
| January 2021 | 0.09% |
| December 2020 | 0.09% |
| November 2020 | 0.09% |
| October 2020 | 0.09% |
| September 2020 | 0.09% |
| August 2020 | 0.10% |
| July 2020 | 0.09% |
| June 2020 | 0.08% |
| May 2020 | 0.05% |
| April 2020 | 0.05% |
| March 2020 | 0.65% |
| February 2020 | 1.58% |
| January 2020 | 1.55% |
| December 2019 | 1.55% |
| November 2019 | 1.55% |
| October 2019 | 1.83% |
| September 2019 | 2.04% |
| August 2019 | 2.13% |
| July 2019 | 2.40% |
| June 2019 | 2.38% |
| May 2019 | 2.39% |
| April 2019 | 2.42% |
| March 2019 | 2.41% |
| February 2019 | 2.40% |
| January 2019 | 2.40% |
| December 2018 | 2.27% |
| November 2018 | 2.20% |
| October 2018 | 2.19% |
| September 2018 | 1.95% |
| August 2018 | 1.91% |
| July 2018 | 1.91% |
| June 2018 | 1.82% |
| May 2018 | 1.70% |
| April 2018 | 1.69% |
| March 2018 | 1.51% |
| February 2018 | 1.42% |
| January 2018 | 1.41% |
| December 2017 | 1.30% |
| November 2017 | 1.16% |
| October 2017 | 1.15% |
| September 2017 | 1.15% |
| August 2017 | 1.16% |
| July 2017 | 1.15% |
| June 2017 | 1.04% |
| Date | Value |
|---|---|
| May 2017 | 0.91% |
| April 2017 | 0.90% |
| March 2017 | 0.79% |
| February 2017 | 0.66% |
| January 2017 | 0.65% |
| December 2016 | 0.54% |
| November 2016 | 0.41% |
| October 2016 | 0.40% |
| September 2016 | 0.40% |
| August 2016 | 0.40% |
| July 2016 | 0.39% |
| June 2016 | 0.38% |
| May 2016 | 0.37% |
| April 2016 | 0.37% |
| March 2016 | 0.36% |
| February 2016 | 0.38% |
| January 2016 | 0.34% |
| December 2015 | 0.24% |
| November 2015 | 0.12% |
| October 2015 | 0.12% |
| September 2015 | 0.14% |
| August 2015 | 0.14% |
| July 2015 | 0.13% |
| June 2015 | 0.13% |
| May 2015 | 0.12% |
| April 2015 | 0.12% |
| March 2015 | 0.11% |
| February 2015 | 0.11% |
| January 2015 | 0.11% |
| December 2014 | 0.12% |
| November 2014 | 0.09% |
| October 2014 | 0.09% |
| September 2014 | 0.09% |
| August 2014 | 0.09% |
| July 2014 | 0.09% |
| June 2014 | 0.10% |
| May 2014 | 0.09% |
| April 2014 | 0.09% |
| March 2014 | 0.08% |
| February 2014 | 0.07% |
| January 2014 | 0.07% |
| December 2013 | 0.09% |
| November 2013 | 0.08% |
| October 2013 | 0.09% |
| September 2013 | 0.08% |
| August 2013 | 0.08% |
| July 2013 | 0.09% |
| June 2013 | 0.09% |
| May 2013 | 0.11% |
| April 2013 | 0.15% |
| March 2013 | 0.14% |
| February 2013 | 0.15% |
| January 2013 | 0.14% |
| December 2012 | 0.16% |
| November 2012 | 0.16% |
| October 2012 | 0.16% |
| September 2012 | 0.14% |
| August 2012 | 0.13% |
| July 2012 | 0.16% |
| June 2012 | 0.16% |
| May 2012 | 0.16% |
| April 2012 | 0.14% |
| March 2012 | 0.13% |
| February 2012 | 0.10% |
| January 2012 | 0.08% |
| December 2011 | 0.07% |
| November 2011 | 0.08% |
| October 2011 | 0.07% |
| September 2011 | 0.08% |
| August 2011 | 0.10% |
| July 2011 | 0.07% |
| June 2011 | 0.09% |
| May 2011 | 0.09% |
| April 2011 | 0.10% |
| March 2011 | 0.14% |
| February 2011 | 0.16% |
| January 2011 | 0.17% |
| December 2010 | 0.18% |
| November 2010 | 0.19% |
| October 2010 | 0.19% |
| September 2010 | 0.19% |
| August 2010 | 0.19% |
| July 2010 | 0.18% |
| June 2010 | 0.18% |
| May 2010 | 0.20% |
| April 2010 | 0.20% |
| March 2010 | 0.16% |
| February 2010 | 0.13% |
| January 2010 | 0.11% |
| December 2009 | 0.12% |
| November 2009 | 0.12% |
| October 2009 | 0.12% |
| September 2009 | 0.15% |
| August 2009 | 0.16% |
| July 2009 | 0.16% |
| June 2009 | 0.21% |
| May 2009 | 0.18% |
| April 2009 | 0.15% |
| March 2009 | 0.18% |
| February 2009 | 0.22% |