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U.S. Monthly Interest Rate Overview

The current U.S. Monthly Interest Rate stand at 5.33%, reflecting an increase from the previous month's 5.33% and a notable growth from the 3.78% recorded one year ago. This marks a month-over-month change of 0.0% and a year-over-year increase of 41.01%.
  • Over the period spanning from 1954 to 2023, the average U.S. Monthly Interest Rate was 4.60%.
  • The U.S. Monthly Interest Rate reached its all time high of 19.10% in Jun, 1981.
  • The lowest recorded value of the U.S. Monthly Interest Rate was 0.05% in May, 2020.

U.S. Monthly Interest Rate Historical Data

Date Value
November 2023 5.33%
October 2023 5.33%
September 2023 5.33%
August 2023 5.33%
July 2023 5.12%
June 2023 5.08%
May 2023 5.06%
April 2023 4.83%
March 2023 4.65%
February 2023 4.57%
January 2023 4.33%
December 2022 4.10%
November 2022 3.78%
October 2022 3.08%
September 2022 2.56%
August 2022 2.33%
July 2022 1.68%
June 2022 1.21%
May 2022 0.77%
April 2022 0.33%
March 2022 0.20%
February 2022 0.08%
January 2022 0.08%
December 2021 0.08%
November 2021 0.08%
October 2021 0.08%
September 2021 0.08%
August 2021 0.09%
July 2021 0.10%
June 2021 0.08%
May 2021 0.06%
April 2021 0.07%
March 2021 0.07%
February 2021 0.08%
January 2021 0.09%
December 2020 0.09%
November 2020 0.09%
October 2020 0.09%
September 2020 0.09%
August 2020 0.10%
July 2020 0.09%
June 2020 0.08%
May 2020 0.05%
April 2020 0.05%
March 2020 0.65%
February 2020 1.58%
January 2020 1.55%
December 2019 1.55%
November 2019 1.55%
October 2019 1.83%
September 2019 2.04%
August 2019 2.13%
July 2019 2.40%
June 2019 2.38%
May 2019 2.39%
April 2019 2.42%
March 2019 2.41%
February 2019 2.40%
January 2019 2.40%
December 2018 2.27%
November 2018 2.20%
October 2018 2.19%
September 2018 1.95%
August 2018 1.91%
July 2018 1.91%
June 2018 1.82%
May 2018 1.70%
April 2018 1.69%
March 2018 1.51%
February 2018 1.42%
January 2018 1.41%
December 2017 1.30%
November 2017 1.16%
October 2017 1.15%
September 2017 1.15%
August 2017 1.16%
July 2017 1.15%
June 2017 1.04%
May 2017 0.91%
April 2017 0.90%
March 2017 0.79%
February 2017 0.66%
January 2017 0.65%
December 2016 0.54%
November 2016 0.41%
October 2016 0.40%
September 2016 0.40%
August 2016 0.40%
July 2016 0.39%
June 2016 0.38%
May 2016 0.37%
April 2016 0.37%
March 2016 0.36%
February 2016 0.38%
January 2016 0.34%
December 2015 0.24%
November 2015 0.12%
October 2015 0.12%
September 2015 0.14%
August 2015 0.14%
Date Value
July 2015 0.13%
June 2015 0.13%
May 2015 0.12%
April 2015 0.12%
March 2015 0.11%
February 2015 0.11%
January 2015 0.11%
December 2014 0.12%
November 2014 0.09%
October 2014 0.09%
September 2014 0.09%
August 2014 0.09%
July 2014 0.09%
June 2014 0.10%
May 2014 0.09%
April 2014 0.09%
March 2014 0.08%
February 2014 0.07%
January 2014 0.07%
December 2013 0.09%
November 2013 0.08%
October 2013 0.09%
September 2013 0.08%
August 2013 0.08%
July 2013 0.09%
June 2013 0.09%
May 2013 0.11%
April 2013 0.15%
March 2013 0.14%
February 2013 0.15%
January 2013 0.14%
December 2012 0.16%
November 2012 0.16%
October 2012 0.16%
September 2012 0.14%
August 2012 0.13%
July 2012 0.16%
June 2012 0.16%
May 2012 0.16%
April 2012 0.14%
March 2012 0.13%
February 2012 0.10%
January 2012 0.08%
December 2011 0.07%
November 2011 0.08%
October 2011 0.07%
September 2011 0.08%
August 2011 0.10%
July 2011 0.07%
June 2011 0.09%
May 2011 0.09%
April 2011 0.10%
March 2011 0.14%
February 2011 0.16%
January 2011 0.17%
December 2010 0.18%
November 2010 0.19%
October 2010 0.19%
September 2010 0.19%
August 2010 0.19%
July 2010 0.18%
June 2010 0.18%
May 2010 0.20%
April 2010 0.20%
March 2010 0.16%
February 2010 0.13%
January 2010 0.11%
December 2009 0.12%
November 2009 0.12%
October 2009 0.12%
September 2009 0.15%
August 2009 0.16%
July 2009 0.16%
June 2009 0.21%
May 2009 0.18%
April 2009 0.15%
March 2009 0.18%
February 2009 0.22%
January 2009 0.15%
December 2008 0.16%
November 2008 0.39%
October 2008 0.97%
September 2008 1.81%
August 2008 2.00%
July 2008 2.01%
June 2008 2.00%
May 2008 1.98%
April 2008 2.28%
March 2008 2.61%
February 2008 2.98%
January 2008 3.94%
December 2007 4.24%
November 2007 4.49%
October 2007 4.76%
September 2007 4.94%
August 2007 5.02%
July 2007 5.26%
June 2007 5.25%
May 2007 5.25%
April 2007 5.25%